Senior Credit Analyst

SanMar

Senior Credit Analyst evaluating customer credit profiles and managing financial risks at SanMar. Involves financial analysis, customer communication, and supporting internal teams in credit decisions.

Posted 7/14/2026full-timeRemote • Arizona, Florida, Idaho, Minnesota, Montana, Nevada, New Jersey, Ohio, Texas, Virginia, Washington • 🇺🇸 United StatesSenior💰 $30 - $43 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in financial analysis and risk management to make informed credit decisions while effectively communicating with customers and internal teams. Proven ability to negotiate terms and maintain accurate customer account information within a B2B credit portfolio.

Highest-signal resume keywords

Financial AnalysisRisk ManagementCredit EvaluationNegotiation SkillsB2B Credit Portfolio Management

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit AnalysisFinancial Statement EvaluationRisk AssessmentData ReportingCredit Decision Making

Soft Skills

Excellent Communication SkillsTime ManagementOrganizational SkillsAnalytical Problem-SolvingTeam Collaboration

Tools & Technologies

Database ManagementCredit Reporting Software

Industry Keywords

B2BCredit ApplicationsAccount ReceivableCustomer SegmentationCustom Orders

About the role

Key responsibilities & impact

Review credit applications by pulling credit reports, requesting trade references, and evaluating financial statements and other relevant information to make complex credit decisions with limited oversight that promote customer sales growth while managing risk within SanMar’s guidelines.
Evaluate existing customer credit files requesting and evaluating financial statements, account history, competitor analysis, and additional options that may be required to facilitate increased credit terms such as personal guaranties and letters of credit.
Communicate with SanMar’s customers to learn more about their business, request information, negotiate and provide options that may assist with achieving mutually successful results.
Communicate with internal teams, sharing results of credit reviews, provide guidance as necessary to assist those teams in their efforts that are impacted by the credit review.
Review Custom orders, determining deposits and terms for these orders, maintaining custom order record keeping in the custom order log.
Monitor and provide reporting on specific customers and customer segments.
Maintain customer account information in SanMar’s databases.
Perform other duties as assigned.
Comply with all policies and standards.

Requirements

What you’ll need

7-9 years of related credit or account receivable experience or a mix of education and experience.
Experience working with credit portfolios within the B2B field is preferred
Expertise in financial analysis, risk management and decision making, identifying solutions aligned with the objectives of the organization.
Experienced in financial analysis as part of the credit evaluation process.
High level of competency with computer and software applications
Excellent communication skills
Excellent time management and organization skills; to effectively reach goals of team, department and company
Strong negotiating skills – ability to achieve positive results
Ability to communicate effectively with diplomacy and tact
Ability and willingness to learn
Strong analytical and problem-solving skills
Must be able to work as part of a team and be self-directed with minimal supervision
Approachable and flexible, demonstrating the ability to change directions quickly and positively, recognizing opportunities to reach mutually beneficial solutions

Benefits

Comp & perks

Comprehensive medical, dental, and vision benefits
401k plan and matches $1 for $1 up to 4% of earnings, matched & vested at every pay cycle
Life insurance
Short/long-term disability coverage
Paid maternity/paternity leave
Pet insurance