Credit and Securities Analyst
Sanlam
full-time
Posted on:
Location Type: Office
Location: Tygervalley • 🇿🇦 South Africa
Visit company websiteJob Level
Mid-LevelSenior
About the role
- Analyse client investment portfolio and financial record to determine credit risk of applicant
- Provide end to end administration for new or additional credit request
- Analysis of audited financials and/or affordability assessment documents
- Ensure reconciliation of credit accounts by recording transaction in the loan management system
- Assist with credit account closure
- Assist with processing and verifying of financial transactions
- Perform Due diligence ensuring enforceability of collateral for new and historical credit extended to clients
- Reporting to Management on potential portfolio risk
- Ensuring compliance with all internal procedures and regulations (where applicable)
- Manage and build strong relationships with internal stakeholders and ensure seamless service is provided
- Assist with accelerating the promotion of the credit product to clients
- Assist with the implementing and testing of the credit system and new products
Requirements
- Bachelor of Commerce or relevant commercial qualification
- Minimum 3-5 years experience within an investment/banking credit environment
- Strong knowledge of financial markets and instruments
- Knowledge of legislation and governance around lending
- Data analysis
- Project management
Benefits
- We’re all about building strong, lasting relationships with our employees.
- We pride ourselves in helping our employees to realise their worth.
- Through its business clusters – Sanlam Personal Finance, Sanlam Emerging Markets, Sanlam Investments, Sanlam Corporate Santam, Miway, as well as the Group Office – the group provides many opportunities for growth and development.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
data analysisfinancial analysiscredit risk assessmentaffordability assessmenttransaction recordingdue diligenceportfolio risk reportingcredit system implementationcredit product promotionreconciliation
Soft skills
relationship managementcommunicationadministrationproblem-solvingattention to detailcollaborationorganizational skillsstakeholder managementservice orientationproject management
Certifications
Bachelor of Commerce