SME Underwriting Lead

SALMON ROBOTICS LIMITED

SME Underwriting Lead responsible for credit underwriting processes for SME loan products. Collaborates with Product, Risk, Sales, and Operations teams to ensure sound underwriting practices.

Posted 7/13/2026full-timeTaguig • 🇵🇭 PhilippinesSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in SME loan underwriting, credit risk assessment, and financial analysis, while ensuring compliance with regulatory standards and enhancing credit decision frameworks. Proven ability to lead teams, improve processes, and collaborate across departments to optimize customer experience.

Highest-signal resume keywords

SME Credit UnderwritingCredit Risk AssessmentFinancial AnalysisAutomated Underwriting ToolsLocal Lending Regulations

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit Application ReviewLoan Structure AnalysisPortfolio Performance MonitoringPolicy DevelopmentRisk Appetite Alignment

Soft Skills

CoachingCollaborationGuidance

Tools & Technologies

Credit Scoring ModelsAlternative Data Sources

Industry Keywords

FintechDigital LendingHigh-Growth LendingRegulatory Compliance

About the role

Key responsibilities & impact

Lead and manage SME loan underwriting activities, ensuring timely and high-quality credit decisions
Review and approve SME credit applications within delegated authority limits
Develop, implement, and continuously improve SME underwriting policies, guidelines, and procedures
Ensure credit assessments align with risk appetite, regulatory requirements, and business objectives
Analyze financial statements, cash flows, bank statements, and alternative data for SMEs
Partner with Risk and Data teams to enhance credit scoring models and decision frameworks
Monitor portfolio performance and recommend underwriting or policy adjustments as needed
Provide guidance, coaching, and quality control for underwriters and credit analysts
Collaborate with Sales and Operations to improve turnaround times and customer experience
Support audits, regulatory reviews, and internal risk assessments

Requirements

What you’ll need

Bachelor’s degree in Finance, Accounting, Economics, Business, or related field
5–8+ years of experience in SME credit underwriting, credit risk, or lending
Prior experience in fintech, digital lending, or high-growth lending environments is a strong advantage
Strong understanding of SME financial analysis, credit risk assessment, and loan structures
Familiarity with automated underwriting tools, credit scoring models, and alternative data sources
Knowledge of local lending regulations and compliance standards

Benefits

Comp & perks

Hybrid work arrangement
Professional development opportunities