Senior Analyst, US Public Finance – Housing

S&P Global

Senior Analyst in US Public Finance for housing finance agencies at S&P Global Ratings. Delivering credit opinions and collaborating with analysts to provide actionable insights.

Posted 7/12/2026full-timeChicago • Colorado, Illinois • 🇺🇸 United StatesSenior💰 $90,000 - $127,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in affordable housing finance, including loan underwriting and portfolio management, while leveraging AI and automation to enhance productivity and decision-making. Strong analytical skills and the ability to synthesize complex information into actionable insights for senior stakeholders are essential.

Highest-signal resume keywords

Affordable Housing Finance ExperienceAI Fluency with JudgementFinancial Statement AnalysisCoaching CapabilityStrong Credit/Risk Analysis

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial Statement AnalysisCredit AnalysisRisk AnalysisData AnalysisAutomation WorkflowsAI/LLM IntegrationPortfolio ManagementLoan UnderwritingConcise Narrative SynthesisGovernance Standards

Soft Skills

CollaborationRelationship ManagementCoachingContinuous Improvement MindsetEffective Communication

Tools & Technologies

Analytical ToolsData ToolsAutomation Tools

Industry Keywords

Affordable Housing PoliciesLow-Income Housing Tax CreditsHousing Choice VouchersMortgage Revenue Bond Programs

About the role

Key responsibilities & impact

Provide day-to-day guidance/coaching to Research Assistants and Rating Analysts, building capability in credit, data discipline, and tooling and reinforcing values-led behaviors.
Drive consistency/scalability by codifying standard work and promoting disciplined adoption to strengthen trusted, repeatable insights.
Strengthen AI-enabled productivity by creating reusable assets and proposing lightweight automations that free capacity for human analysis and relationship work.
Foster continuous improvement by proposing enhancements that remove manual steps without compromising governance or judgement.
Partner with senior team members and Data/Engineering to identify and scale AI/automation use cases with governance-by-design, controls, and adoption support.
Lead end-to-end execution for assigned credits, ensuring high-quality analysis and timely delivery across priorities with clear accountability.
Own surveillance/updates for assigned portfolio, synthesizing performance, market signals, and peer context into decision-useful insights and clear implications for risk.
Prepare/review inputs, reconcile metrics, document assumptions/changes to ensure adherence to methodologies/standard operating procedures.
Prepare/review key outputs ensuring clarity and alignment to methodology/sector frameworks and evidentiary standards.

Requirements

What you’ll need

Experience in affordable housing finance, either in loan underwriting, portfolio management, real estate development, or capital raising.
Familiarity with affordable housing policies, financing structures, and funding programs, including low-income housing tax credits, housing choice vouchers (Section 8), and mortgage revenue bond programs.
Solid foundation in financial statement analysis.
Ownership/execution maturity across multiple credits; delivers high quality with limited oversight and models values-led behavior.
Strong collaboration/relationship management; influences through credibility and constructive challenge.
Coaching capability that improves team consistency through shared standards and tools.
Continuous improvement mindset.
AI fluency with judgement.
Strong credit/financial/risk analysis linking drivers to forward-looking views and risk appetite.
Practical experience embedding AI/LLMs/agents into workflows to improve productivity and insight.
Strong analytical tool capability; willingness to learn data/automation tools to facilitate AI-enabled workflows.
Strong synthesis into concise narratives for senior stakeholders/committees with transparent evidence.
Effective written and verbal communicator, able to present research and analysis in a clear, structured way that supports informed decision making.
High standards for quality, traceability, and governance; operates effectively in controlled environments.
Sound judgement on responsible AI use.
Ability to contribute to scalable automation/agent workflows.

Benefits

Comp & perks

Health & Wellness: Health care coverage designed for the mind and body.
Flexible Downtime: Generous time off helps keep you energized for your time on.
Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in-class benefits for families.
Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.