Rating Analyst – Structured Finance, U.S. Esoterics, Latin America

S&P Global

Rating Analyst supporting structured finance ratings processes in Latin America and U.S. Collaborating with teams to enhance analytical efficiency and outcomes using AI tools.

Posted 6/6/2026full-timeSao Paulo • 🇧🇷 BrazilJuniorMid-LevelWebsite

About the role

Key responsibilities & impact

Support the end-to-end ratings process for new issue and surveillance transactions
Perform cash flow analysis, synthesize results, and present findings in a timely manner in committees for securitization in Latin America and esoteric assets, including transportation ABS, private equity, triple net lease properties, data centers, time-share, and whole business securitizations
Analyze credit, cash flow, and performance characteristics of collateral pools; review third-party model output and reconcile with cash flow results from internal models
Review legal and operating documents to ensure consistency with criteria and identify issues with the transaction structure; provide comments to external parties
Demonstrate strong knowledge of ratings criteria and cash flow analysis and effectively handle clients' analytical questions
Take ownership of process improvements and contribute to the development of new analytical tools
Leverage AI and automation tools to enhance analytical processes, including automated data extraction, pattern recognition in credit performance, and machine learning-assisted risk assessment models
Contribute to team initiatives to improve efficiencies in the relative business area while resolving varied and non-routine issues

Requirements

What you’ll need

2+ years of relevant work experience, preferably within a Structured Finance Ratings capacity; prior work experience working with esoteric ABS or emerging asset classes and prior structured finance ratings experience is a plus
Bachelor's degree required; Fluency in English, Portuguese and Spanish required
Strong proficiency with Excel, Word, and PowerPoint
Experience with cash flow modeling for esoteric assets
Understanding of financial markets and structured finance principles
Excellent verbal and written communication skills
Excellent research skills
Ability to analyze and solve complex, non-routine problems with ingenuity in a timely and insightful manner
Ability to manage multiple tasks and tight deadlines under time pressure
Strong interpersonal skills and ability to work well in a collaborative team
Diligent and intellectually curious self-starter with a strong work ethic and a drive to succeed
Proven ability to work independently while maintaining high standards of accuracy and attention to detail
Final-stage candidates must attend one in-person interview at your nearest S&P Global Ratings office before offer.

Benefits

Comp & perks

Health & Wellness: Health care coverage designed for the mind and body.
Flexible Downtime: Generous time off helps keep you energized for your time on.
Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in-class benefits for families.
Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

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Applicant Tracking System Keywords

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Hard Skills & Tools

cash flow analysiscredit analysisperformance analysiscash flow modelingdata extractionpattern recognitionmachine learningstructured finance principlesanalytical tools developmentproblem-solving

Soft Skills

verbal communicationwritten communicationresearch skillstime managementinterpersonal skillscollaborationself-starterattention to detailingenuitywork ethic