Analyze credit quality of collateral pools, review performance data, credit models, underwriting criteria, and macroeconomic and sector factors.
Complete the end-to-end ratings process for new issue transactions and the surveillance of outstanding transactions.
Perform cash flow analysis and synthesize results in a timely manner for rating committees.
Review legal and operating documents to ensure compliance with criteria and identify issues with the transaction structure.
Provide feedback to external parties.
Actively manage relationships with issuers, intermediaries, and investors.
Effectively communicate S&P’s methodologies and procedures.
Participate in client meetings.
Prepare written and oral presentations to rating committees.
Make recommendations to committees and actively participate in committee deliberations.
Draft thorough yet concise press releases and presale reports.
Collaborate with internal parties (editorial, data, etc.) to manage the publication of ratings and reports to external audiences.
Work on special projects as directed by the analytical team manager.
Requirements
An undergraduate degree is required
A minimum of three (3) or more years of relevant work experience
Prior credit analysis experience, including banking.
Diligent and intellectually curious self-starter with a strong work ethic and a drive to succeed.
Strong proficiency with Excel, financial models, and financial data.
Strong understanding of financial markets and their relationship to S&P products.
Excellent verbal and written communication skills are essential.
Ability to analyze and solve non-routine problems in a timely and insightful manner.
Ability to multi-task and manage deadlines under time pressure.
Strong interpersonal skills and ability to work well in a collaborative team.
Benefits
Health & Wellness: Health care coverage designed for the mind and body.
Flexible Downtime: Generous time off helps keep you energized for your time on.
Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit analysiscash flow analysisfinancial modelingdata analysisunderwriting criteriamacroeconomic analysisperformance data reviewtransaction structure analysisfinancial data analysisratings process
Soft skills
communication skillsinterpersonal skillsproblem-solvingtime managementcollaborationdiligenceintellectual curiosityself-starterwork ethicmulti-tasking