Business Analyst, Card Payment Systems
RoofStacks
full-time
Posted on:
Location Type: Hybrid
Location: Istanbul • Turkey
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About the role
- Managing card application journeys across all channels (Branch, IVR, Digital)
- Integrations with KKB/LKS, Decision Support, Analytics Solutions and other decisioning tools
- Oversight of card lifecycle operations: new issuance, renewal, closure, limits, fraud
- Supporting fee & commission configurations, statement management, posting, rediscount
- Handling BIN/RANGE, EMV scripting, PIN management, encryption/key management
- Managing POS onboarding, device vendors, parameter distributions, RKL flows
- Driving interchange & clearing processes (Visa Base II, Mastercard IPM, BKM YTH/BTH)
- Working on 3DS 2.x, ACS, GO authentication systems, API integrations, and open banking
- Ensuring regulatory compliance (BDDK, PCI-DSS, KVKK) and adapting to scheme updates
Requirements
- Minimum 4 years of hands-on experience in card payment systems
- Bachelor’s degree in Engineering or related technical discipline
- Experience with banking/payment systems, POS infrastructures, and merchant onboarding
- Strong understanding of ISO 8583, EMV transaction flow, 3DS, tokenization, and fraud detection
- Familiarity with Visa, Mastercard, BKM, and their operational and reporting structures
- Strong analytical and documentation skills with a proactive, solution-oriented mindset
- Fluency in Turkish; professional working proficiency in English is a strong plus.
Benefits
- Health insurance
- Flexible work arrangements
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
card application managementcard lifecycle operationsEMV scriptingPIN managementencryption/key managementinterchange processes3DS 2.xAPI integrationstokenizationfraud detection
Soft Skills
analytical skillsdocumentation skillssolution-oriented mindset