Manage delivery and rideshare-focused commercial auto physical damage claims, including driver and third-party incidents
Interact directly with delivery & rideshare drivers and affected third parties, ensuring smooth, empathetic, and timely resolution of claims
Provide prompt, courteous and high-quality customer service to all policyholders and claimants by answering customer calls, filing claims, and resolving customer requests
Gather necessary information from customers to initiate the claim and explain policy, coverage, and appropriate course of action
Manage an inventory of claims, establish initial reserves for all potential exposures, and adjust as appropriate throughout the claim
Coordinate the repair of damaged vehicles and assist with rental reimbursement
Recognize recovery opportunities in regards to subrogation and salvage, as well as total loss
Ensure compliance with specific state regulations, policy provisions, and standard operating procedures
Communicate with involved parties and negotiate appropriate settlements with claimants, insureds, and attorneys within approved payment authority
Provide input for continuous development of claims guidelines, best practices, and process improvements
Oversee and direct outside investigative service providers and work closely with the client and client counsel and investigative services to resolve the claim
Collaborate with product and engineering teams to refine claims processes and tools
Engage in learning opportunities to build knowledge of personal lines claims, court decisions impacting the claims function, current guidelines in claims function, and policy changes and modifications
Requirements
Bachelor's degree (lack of one should not stop you from applying if you possess all the other qualifications)
Active insurance adjuster’s license by way of a designated home state, or home state
Minimum of 3 years of experience on point and concentrated in commercial auto delivery & rideshare APD claims adjusting
Experience with first-party comp & collision
Experience with third-party property damage and bodily injury
Experience with total loss and liability investigations
Experience with Ride Share (or TNC/Livery) is required
Willing to obtain all licenses within 60 days, including completing state required testing
Knowledge of state regulations, policy provisions, and standard operating procedures
Commercial experience preferred
Ability to analyze and evaluate complex data and make sound decisions based on established guidelines, policies, and procedures
Curious and motivated by problem solving and questioning the status quo
Desire to engage in learning opportunities and continuous professional development