Director, Consumer Finance
Renuity
full-time
Posted on:
Location: North Carolina • 🇺🇸 United States
Visit company websiteJob Level
Lead
About the role
- Lead nationwide consumer finance operations for Renuity, overseeing all aspects of consumer finance
- Oversight of greater than $1B annually in third-party consumer financing originations, optimizing financing process and partners
- Manage relationships with third-party lenders, negotiate terms, ensure compliance, and evaluate/onboard new lending partners
- Direct a centralized team of credit analysts to ensure consistent service and efficient loan closings
- Oversee financial health, develop and monitor KPIs and financial reporting, and provide insights to Divisional and Marketing leaders
- Collaborate with sales teams to enhance customer acquisition and implement training programs on consumer finance products
- Ensure compliance with consumer finance regulations in collaboration with legal and licensing counterparts
- Monitor trends and developments in consumer credit markets and economic conditions
- Serve as technology advocate and champion for implementation of a new automated lending platform to achieve performance improvements
Requirements
- Bachelor’s degree in finance, Business Administration, or a related field
- Proven experience in consumer finance, financial services, or a similar role, with a strong understanding of lending products and operations in direct-to-consumer business model
- Excellent analytical and problem-solving skills, with a strong attention to detail
- Demonstrated track record of data-driven performance improvements in consumer finance products
- Innovation orientation, with passion for technology enabled solutions
- Strong interpersonal and communication skills, capable of building relationships with internal and external stakeholders
- Experience managing relationships with third-party lenders and negotiating terms
- Experience overseeing centralized teams of credit analysts or similar functions
- Knowledge of consumer finance regulatory compliance and guidelines
- Willingness to serve as technology advocate for a new lending platform
- Willingness to submit to a post-offer, pre-employment background check