
Director, Consumer Finance
Renuity
full-time
Posted on:
Location: North Carolina • 🇺🇸 United States
Visit company websiteJob Level
Lead
About the role
- Lead nationwide consumer finance operations, overseeing consumer financing originations and partners
- Oversight of greater than $1B annually in third-party consumer financing; optimize approval rates and cost while maintaining customer experience
- Manage relationships with third-party lenders, negotiate terms, evaluate and onboard new lending partners
- Oversee financial health, develop and monitor KPIs and financial reporting; provide insights to Divisional and Marketing leaders
- Direct and develop centralized team of credit analysts to support in-home sales representatives
- Collaborate with sales teams to enhance customer acquisition and develop training programs on consumer finance products
- Ensure compliance with consumer finance regulations in collaboration with internal legal and licensing counterparts
- Monitor trends in consumer credit markets and economic conditions
- Serve as technology advocate to implement new platform automating lending journey from origination to funding
Requirements
- Bachelor’s degree in finance, Business Administration, or a related field
- Proven experience in consumer finance, financial services, or a similar role with strong understanding of lending products and direct-to-consumer business model
- Polished negotiation and relationship-building skills; experience managing third-party lenders
- Experience overseeing centralized credit analysts or similar teams
- Excellent analytical and problem-solving skills; strong attention to detail
- Demonstrated track record of data-driven performance improvements in consumer finance products
- Innovation orientation; passion for technology-enabled solutions and platform rollouts
- Strong interpersonal and communication skills; ability to collaborate with internal and external stakeholders
- Knowledge of consumer finance regulations and compliance (or ability to work with legal/licensing teams)