Credit Products Commercial Portfolio Manager
Regions Bank
full-time
Posted on:
Location Type: Office
Location: Pensacola • Alabama, Florida • 🇺🇸 United States
Visit company websiteSalary
💰 $107,299 - $130,680 per year
Job Level
SeniorLead
About the role
- Executes on the Bank’s commercial loan origination strategy by working directly with Regions prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.
- Underwrites, structures, and documents prospect and client transactions above a designated threshold, generally the most complex and largest of client relationships and circumstances.
- Manages the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation, underwriting, all on a timely basis.
- Ensures all credit process metrics are within prescribed tolerances.
- Accountable for the risk evaluation and associated compliance requirements as defined in respective roles and responsibility matrix for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within assigned portfolio and for prospects.
- Reviews interim new money requests for relationships managed up to a defined limit.
Requirements
- Bachelor’s degree in Finance, Accounting or related field
- Seven (7) years’ experience in commercial underwriting
- Subject Matter Expert level understanding of accounting and finance, financial statement and cash flow analysis
- Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)
Benefits
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
commercial loan originationunderwritingfinancial statement analysiscash flow analysiscredit solutionsrisk evaluationcompliance requirementscredit training programportfolio managementremediation
Soft skills
client relationship managementproblem solvingcommunicationanalytical thinkingproactive approach