Credit Products Specialized Industries Product Specialist – Healthcare
Regions Bank
full-time
Posted on:
Location Type: Office
Location: Charlotte • North Carolina, Tennessee • 🇺🇸 United States
Visit company websiteSalary
💰 $143,129 - $176,767 per year
Job Level
Mid-LevelSenior
About the role
- Works in support of coverage banker to develop target set of companies within markets to enhance proper client selectivity
- Able to add value directly to client and coverage in articulating Regions’ underwriting methods, processes and risk appetite for specific credit products
- Maintains market knowledge of loan pricing and structural trends to match client needs with Regions’ credit product solutions
- Calls jointly on clients with coverage bankers to understand clients’ needs and specific risks to client business.
- Works with coverage banker to develop client strategy focusing on existing and potential credit exposure.
- Assists coverage banker in optimizing relationship through cross sell activities of credit products
- Leads the credit process on identified credit product opportunities.
- Ultimately accountable for structuring, underwriting, closing and management of new and existing credit products for clients.
- Serves as the primary contact with Credit Risk
- Oversees ongoing monitoring of existing portfolio by being accountable for periodic assessments and other servicing requirements
- Serves as a mentor/coach to team members, specifically Credit Products Associates assigned to managed clients.
Requirements
- Bachelor’s degree in Finance, Accounting or related field
- Five (5) or more years of underwriting and portfolio management experience
- Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)
- Experience in relationship management either as a coverage banker or as a client facing member of the relationship team
- Legal document and financial analysis experience
- Understanding of loan structuring needs, loan documentation requirements and market knowledge
Benefits
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
underwritingportfolio managementfinancial analysisloan structuringloan documentation
Soft skills
relationship managementmentoringcoachingclient selectivitycommunication
Certifications
Bachelor’s degree in FinanceBachelor’s degree in Accountingcorporate credit training program