Senior Director, Credit Risk Management

RealPage, Inc.

Senior Director leading credit risk strategy, underwriting, and loss mitigation for RealPage’s payments and fintech platform. Building teams and scalable risk infrastructure across merchant acquiring, lending, and embedded finance.

Posted 8/25/2026full-timeRemote • Texas • 🇺🇸 United StatesSenior💰 $140,600 - $239,400 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Expertise in credit risk management, including the development and implementation of credit risk policies, scorecards, and underwriting models. Proven leadership in managing credit risk teams and driving compliance with regulatory requirements in the payments and fintech sectors.

Highest-signal resume keywords

Credit Risk ManagementQuantitative AnalysisTeam LeadershipRegulatory ComplianceCredit Scoring Models

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Risk PoliciesUnderwriting ModelsPortfolio MonitoringLoss MitigationStatistical AnalysisMachine LearningRisk AnalyticsExposure ManagementChargeback Risk ManagementFraud Risk Analysis

Soft Skills

Executive CommunicationPeople Leadership

Tools & Technologies

SQLPythonR

Industry Keywords

PaymentsFintechCommercial LendingCredit Risk FunctionRisk Technology

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Own the end-to-end credit risk strategy for the company's payments and fintech portfolio.
Design, implement, and refine credit risk policies, scorecards, and underwriting models.
Build and lead a team of credit risk managers and analysts.
Monitor portfolio performance and identify emerging risk trends.
Partner with Data Science and Analytics to develop and validate credit scoring models, machine-learning underwriting tools, and early-warning indicators.
Manage credit risk appetite, exposure limits, and reserve/collateral policies with Finance and Treasury.
Lead loss mitigation, collections strategy, and workout processes.
Present credit risk metrics, portfolio health, and key decisions to executive leadership, the Risk Committee, and the Board.
Ensure compliance with applicable regulatory requirements in partnership with Legal and Compliance.
Lead credit risk due diligence for new products, partnerships, and market expansion.
Drive automation and scalability of underwriting and monitoring processes.
Manage relationships with external data providers, bureaus, and risk technology vendors.

Requirements

What you’ll need

12+ years of progressive experience in credit risk management, with at least 5–7 years in a senior leadership role.
Payments, fintech, card issuing/acquiring, or commercial lending background strongly preferred.
Bachelor's degree in Finance, Economics, Statistics, or related field required.
Proven experience building or scaling a credit risk function, including underwriting frameworks, portfolio monitoring, and loss mitigation at a high-growth or transaction-volume business.
Strong quantitative background, including credit scoring models, statistical/ML-based underwriting, and portfolio risk analytics.
Track record managing exposure and losses across a merchant or borrower portfolio, including chargeback/dispute risk, fraud-adjacent losses, and counterparty default.
Deep understanding of payments ecosystem dynamics and related regulatory frameworks.
Demonstrated people leadership, including hiring, developing, and managing credit risk or underwriting teams.
Excellent executive communication skills, including presenting to senior leadership, Risk Committees, or Boards.
Experience with SQL, Python, R, or similar tools for risk analytics preferred.

Benefits

Comp & perks

Health, dental, and vision insurance.
Retirement savings plan with company match.
Paid time off and holidays.
Professional development opportunities.
Performance-based bonus based on position.