Director, GRM Commercial Credit, Real Estate Development

RBC

Director responsible for credit adjudication in RBC's Real Estate Development Lending Portfolio. Collaborating with top tier Canadian developers to manage risks and enhance the client experience.

Posted 5/24/2026full-timeToronto • 🇨🇦 CanadaLeadWebsite

About the role

Key responsibilities & impact

Work with the Team to maintain a strong risk profile, and managing assigned portfolio in such a way as to minimize losses and maximize return
Adjudicate Real Estate Development credit applications within your delegated lending limits
Influence portfolio quality through strategic assessment of risk, attention to data quality and knowledge-sharing
Deliver consistent decisions with solid communication of rationale for support, amendments or declines
Ensure clients and colleagues are treated with respect, a highly professional empathetic approach is used, and good working relationships are maintained
Look for, and act upon, opportunities to strengthen the efficiency, accessibility and responsiveness of key risk processes and practices
Partner with stakeholders to achieve collective results
Act as a catalyst to ensure team is strategically aligned with business strategies while maintaining the Bank's desired risk profile
Take initiative to proactively seek, demonstrate, and facilitate consistency in credit adjudication fully utilizing other resources including other risk teams
Ensure accurate and consistent processes/controls are in place and being followed to protect shareholder interests
Ensure credit transactions are adjudicated, for the most part, within Policy Guidelines, Standards, and Procedures and mitigate risks as necessary

Requirements

What you’ll need

5+ years of commercial real estate experience with a preferred focus on Real Estate Construction and Development
Strong communication, coaching, and conflict resolution skills
Proven ability to make decisions in the presence of pressure and uncertainty
Undergraduate Degree
Previous Real Estate experience within commercial or corporate banking (Nice to have)
In-depth knowledge of RBC Risk Policies, procedures & practices, Folios etc. (Nice to have)
Proficiency with Bank Technology. (Nice to have)
Post graduate qualifications (CFA, CMA, MBA etc.) (Nice to have)

Benefits

Comp & perks

A comprehensive Total Rewards Program including bonuses and flexible benefits
Competitive compensation
Ability to make a difference and lasting impact
Work in a dynamic, collaborative, progressive, and high-performing team
Opportunities to take on progressively greater accountabilities

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit adjudicationrisk assessmentdata quality managementportfolio managementdecision making under pressurereal estate developmentcommercial real estaterisk policiesprocedurescontrols

Soft Skills

communicationcoachingconflict resolutionempathyrelationship managementinitiativeteam alignmentstrategic thinkingcollaborationproblem solving

Certifications

CFACMAMBA