Analyst, High Risk Client Management – Canadian Wealth Management

RBC

Analyst specializing in high risk client management evaluations at RBC, ensuring compliance and risk mitigation. Conducting thorough research and ongoing assessments to support substantial decision-making.

Posted 4/28/2026full-timeToronto • 🇨🇦 CanadaJuniorMid-LevelWebsite

About the role

Key responsibilities & impact

Conduct Enhanced Due Diligence (EDD) for higher risk clients in order to identify high risk factors for the purpose of mitigating financial, regulatory, reputational and legal risks to RBC
Conduct research and investigations using RBC approved techniques and tools to evaluate if a client presents a higher level of money laundering / terrorist financing, regulatory and reputational risk to the Bank
Prepare accurate, organized, high quality written client risk assessments in order to provide a clear understanding of risks involved and to effectively communicate findings and recommendations
Prioritize and prepare client risk assessments and periodic reviews within defined RBC guidelines, policies and procedures, using a risk-based approach, in order to facilitate Senior Management decision and approval
Assign an appropriate risk rating to the bank’s clients in accordance with RBC’s risk rating methodology
Review, triage and assess alerts and referrals in accordance with RBC policies and procedures to determine if further investigation is required
Initiate and/or execute due diligence to determine whether an EDD review is required and if warranted, ensure the required information / documents have been received in order to understand the extent of the client relationship
File Suspicious Transaction Reports (STR) when Reasonable Grounds to Suspect (RGS) is met
Work with business partners and stakeholders to ensure that, where applicable, all issues /reviews are escalated appropriately within defined timelines and in accordance with RBC’s policies and procedures
Effectively communicate with business partners and stakeholders to ensure a high degree of service standards and client care focus is maintained
Communicate and follow up with business partners and/or stakeholders to obtain required information and/or documentation pertaining to risk assessment to ensure reviews / reports are completed within a timely manner
Provide feedback and support to the business and/or stakeholders to ensure adherence to AML/CTF compliance requirements and to mitigate any financial, regulatory, reputational, and legal risk exposure to RBC

Requirements

What you’ll need

Bachelor's Degree or equivalent experience
Minimum 1-2 years of relevant work experience
Knowledge of and/ or experience in AML Compliance, Financial Crimes investigations (within law)
Working knowledge of AML compliance requirements and regulations for Canada, US, Caribbean and other jurisdictions where RBC operates
Experience working in law enforcement or the financial sector or financial regulatory oversight
Skilled in Microsoft Office Outlook, Excel, Word applications (Level 2 or above)
Strong investigative and problem solving skills
Strong analytical aptitude and risk mindset
Highly developed organizational skills and the ability to work within strict deadlines
Ability to work under pressure of tight deadlines, multiple tasks and quick decision
Excellent interpersonal skills
Strong written and oral communication skills
Language skills (e.g. French, Dutch, Cantonese, Mandarin)
CAMS Designation preferred
CSC or equivalent (for Capital Markets preferred)

Benefits

Comp & perks

A comprehensive Total Rewards Program include competitive compensation and flexible benefits.
Leaders who support your development through coaching and managing opportunities.
Ability to make a difference and lasting impact.
Work in a dynamic, collaborative, progressive, and high-performing team.
Opportunities to do challenging work.
Opportunities to build close relationships with clients.
Potential to earn more through RBC’s discretionary variable compensation program.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

AML ComplianceFinancial Crimes investigationsRisk assessmentDue diligenceSuspicious Transaction ReportsInvestigative techniquesRisk rating methodologyAnalytical aptitudeProblem solvingOrganizational skills

Soft Skills

Interpersonal skillsWritten communicationOral communicationAbility to work under pressureTime managementClient care focusFeedback and supportDecision makingAttention to detailCollaboration

Certifications

CAMS DesignationCSC