Director, Credit Structures, UHNW
RBC
full-time
Posted on:
Location Type: Office
Location: Montréal • 🇨🇦 Canada
Visit company websiteJob Level
Lead
About the role
- Structure competitively tailored credit solutions that are larger and more complex than those customary in Private Banking
- Partner with Private Bankers in providing proactive credit advice and counsel to support the delivery of an exceptional and personal Private Banking credit experience for wholesale credit needs
- Deepen Private Banking client relationships through ongoing management of wholesale credit files
- Leverage tools, resources, and materials related to lending practices and products to support advice and recommendations, including wholesale credit renewals
- Establish credibility and build positive, professional relationships with Group Risk Management by presenting comprehensive, high-quality, and well-structured credit requests for approval
- Leverage the expertise of key contacts in Tax, Legal, Commercial Markets, Capital Markets, and National Office to enhance credit structuring capabilities
- Maintain a robust list of high potential complex credit opportunities (existing and prospect clients) and engage in proactive marketing strategies and activities for the identified accounts
Requirements
- University degree and industry designation (preferably CFA and/or MBA)
- Strong lending experience including the ability to formulate creative lending solutions, build effective loan structures, and complete detailed analyses of complex financial statements
- Effective relationship management and negotiation skills
- Ability to manage strict deadlines in a demanding, fast-paced environment
- Experience in Commercial Markets, including lending and account and risk management (nice-to-have)
- Collaborative nature allowing effective partnership with other areas of expertise within the Bank in the development of solutions (e.g. Group Risk Management, Tax, Legal, Commercial Markets, Capital Markets, and National Office) (nice-to-have)
- Experience with secured lending structures and related documentation (nice-to-have)
- Good working knowledge of Excel and financial modeling (nice-to-have)
- Bilingualism (English and French)
Benefits
- A comprehensive Total Rewards Program including bonuses and flexible benefits
- Competitive compensation
- Commissions
- Stock where applicable
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to do challenging work
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
lending experiencecreative lending solutionsloan structuresfinancial statement analysissecured lending structuresfinancial modelingcredit structuringcredit requestscredit renewals
Soft skills
relationship managementnegotiation skillsdeadline managementcollaborationproactive marketing
Certifications
CFAMBA