Senior Mortgage Underwriting Officer

Raymond James

Lead underwriter of residential and consumer lending applications at Raymond James, ensuring compliance with all guidelines and providing customer service in a remote role.

Posted 7/30/2026full-timeRemote • Florida • 🇺🇸 United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in underwriting credit packages and making informed loan decisions for residential and consumer lending applications, while maintaining compliance with federal and state lending laws and guidelines.

Highest-signal resume keywords

Credit UnderwritingFNMA Underwriting GuidelinesFHLMC Underwriting GuidelinesResidential LendingFNMA Desktop Underwriting

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan Decision MakingReal Estate Appraisal AnalysisPortfolio ManagementConsumer LendingKnowledge of Loan Programs

Soft Skills

Client InteractionCommunication with Financial Advisors

Industry Keywords

National Multi-State Lending LawsFederal Lending LawsState Lending Laws

About the role

Key responsibilities & impact

underwrites credit package and makes loan decisions for residential and consumer lending applications
reviews and analyzes real estate appraisals
maintains knowledge of Raymond James Bank loan programs
interacts with clients and financial advisors

Requirements

What you’ll need

3 to 6 years of general experience
knowledge of FNMA and FHLMC underwriting guidelines
national multi-state federal and state lending laws
portfolio residential lending
FNMA Desktop Underwriting

Benefits

Comp & perks

medical, dental, and vision
life insurance
critical illness insurance and accident insurance
disability benefits
retirement savings
paid time off (including vacation, holidays, and sick leave)
parental leave