Product Manager – Cards

Rain

Product Manager overseeing card product management at fintech startup. Shaping user experience and driving adoption for card services in global payments.

Posted 4/29/2026full-timeNew York City • New York • 🇺🇸 United StatesSeniorLead💰 $180,000 - $250,000 per yearWebsite

About the role

Key responsibilities & impact

Own the roadmap for Rain’s cards product — cardholder experience, platform capabilities, and growth — and drive it end to end
Partner deeply with engineering on platform and infrastructure tradeoffs (issuing flows, authorization behavior, ledger design, network integrations) and translate them into partner-facing product decisions
Define and ship the card experience our fintech, neobank, and institutional partners put in front of their users — onboarding, activation, spend controls, and lifecycle
Build and tune the activation and growth levers that drive adoption, usage, and retention of cards across partner programs
Translate complex payments and stablecoin infrastructure into intuitive product surfaces
Gather feedback directly from partners, distill it into sharp prioritization, and push the team toward the highest-leverage work
Measure ruthlessly, iterate quickly, and set a bar others want to work to

Requirements

What you’ll need

8-10 years of product management experience, with a track record of shipping products from zero-to-one through scale at a product-led company with a strong engineering culture and high bar for quality
Exceptional product judgment and analytical rigor — you’re someone others describe as one of the sharpest PMs they’ve worked with, and you consistently raise the bar for the people around you
A senior, autonomous operator who can define the problem, drive the plan, and own the outcome without needing close direction
Strong technical fluency (APIs, payments systems, blockchain concepts) and the instinct to pull on technical threads yourself rather than defer to engineering
Genuinely excited to live in the details — you believe product quality is won in the specifics and are energized by the work to get them right
Excellent written and verbal communication; you can operate with sophisticated external partners and internal engineering teams with equal ease
Proven ability to ship quickly, measure adoption, and iterate in a fast-moving environment
Nice to Have, But Not Mandatory
Experience with card issuing, payments, or cross-border fintech products
Exposure to stablecoins, crypto, or smart contract ecosystems
Previous startup or hypergrowth environment experience

Benefits

Comp & perks

Unlimited time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take at least 10 days off.
Flexible working ☕ We support a flexible workplace. If you feel comfortable at home, please work from home. If you’d like to work with others in an office, feel free to come in. We want everyone to be able to work in the environment in which they are their most confident and productive selves. New Rainmakers will receive a stipend to create a comfortable home environment.
Easy to access benefits 🧠 For US Rainmakers, we offer comprehensive health, dental, and vision plans for you and your dependents, as well as a 100% company subsidized life insurance plan.
Retirement goals 💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match.
Equity plan 📦 We offer every Rainmaker an equity option plan so we can all benefit from our success.
Rain Cards 🌧️ We want Rainmakers to be knowledgeable about our core products and services. To support this mission, we issue a card for our team to use for testing.
Health and Wellness 📚 High performance begins from within. Rainmakers are welcome to use their card for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture — whatever recharges you!
Team summits ✨ Summits play an important role at Rain! Time spent together helps us get to know each other, strengthen our relationships, and build a common destiny. Expect team and company off-sites both domestically and internationally.

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Hard Skills & Tools

product managementanalytical rigortechnical fluencyAPIspayments systemsblockchain conceptscard issuingcross-border fintechstablecoinssmart contracts

Soft Skills

product judgmentautonomous operationproblem definitioncommunicationattention to detailmeasuring adoptioniterationprioritizationcollaborationleadership