Risk Officer II

Rabobank

Risk Officer managing credit and operational risks within the Rural sector of Rabobank. Engaging in risk assessments, portfolio management, and collaborative decision-making.

Posted 7/8/2026full-timeSão Paulo • 🇧🇷 BrazilMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Identify Risk - Responsible for second line transactional engagement with the business from origination to final approval, ensuring that risks are properly identified, clients and transactions fit the risk appetite as laid down in the various risk appetite statements within Rural.
Risk Assessment - Forms independently an opinion on the acceptability of the risk, in terms of credit, structure, legal, tax, commercial and non-financial risk aspects.
Approve / Opine on Risk - Decides upon proposals under delegated approval authority or otherwise makes recommendations to approving bodies.
Manage Risk - Responsible for second line portfolio risk management via active engagement with the business and relevant Second line and Third line departments.
Monitor and Review - Contributes to management reporting and ERM reporting.
Network - Builds, maintains and extends a network with the first line.
Risk Awareness & Culture - Contributes to the dissemination of risk awareness and the promotion of a strong risk culture within the 1st Line of Responsibility

Requirements

What you’ll need

Bachelors or Masters degree in business, economics, engineering or related areas
At least 5 years of experience in credit analysis.
Experience in a Risk Officer function, credit risk management, or second-line risk activities is a plus
Fluent skills in English
Credit and banking knowledge and Product/market knowledge
Customer Focus, Result Focus, Cooperation, Impact, Judgment, Initiative, Decisiveness, Independent and challenging, Accountable.

Benefits

Comp & perks

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Hard Skills & Tools

Credit Risk ManagementRisk AssessmentPortfolio Risk ManagementTransaction ApprovalRisk Identification

Soft Skills

Customer FocusResult FocusCooperationJudgmentDecisiveness