R2 Companies

Senior Accounts Payable Analyst

R2 Companies

full-time

Posted on:

Location Type: Remote

Location: Brazil

Visit company website

Explore more

✨ AI Apply
Apply

Job Level

Senior

Tech Stack

ERP

About the role

  • Lead daily financial operations across R2’s LatAm, Cayman, and U.S. entities, including cash movements, loan originations, collections, and intercompany settlements.
  • Manage transactions and reconciliations related to the SOFOM (Mexico) and the FIDC (Brazil), ensuring alignment with regulatory and contractual requirements.
  • Oversee multi-entity cash flows, including cross-border transfers and settlements with partners, lenders, and investors.
  • Ensure consistency and control over all regional cash and transactional processes.
  • Oversee daily reconciliations of loan originations, repayments, accounts receivable, and payment transactions across R2’s systems and bank accounts.
  • Ensure that operational data, bank statements, and accounting records are fully aligned.
  • Investigate discrepancies and drive timely resolutions, including root-cause analysis and preventive measures.
  • Maintain standardized reconciliation procedures and documentation to support internal controls and audits.
  • Monitor daily cash positions across entities and support short-term liquidity planning.
  • Coordinate and validate funding transfers, partner settlements, and interest or fee disbursements.
  • Support Treasury in cash forecasting, ensuring funding adequacy for operating and lending needs.
  • Implement and enforce payment approval controls and treasury policies across jurisdictions.
  • Manage and supervise the BPO responsible for reconciliations and settlements, ensuring SLA adherence and accuracy in deliverables.
  • Review daily and monthly reports from the BPO, escalating exceptions and ensuring timely corrections.
  • Define and monitor KPIs and dashboards to evaluate performance and reliability of financial data.
  • Maintain and enhance internal reconciliation tools, dashboards, and financial reports to ensure visibility over operational cash and transaction status.
  • Work with Data, Product, and Technology teams to automate reconciliations and improve integration between systems (banking APIs, loan origination systems, ERP and FIDC/Trust systems).
  • Support system testing, implementations, and ongoing process optimization.
  • Ensure all financial operations comply with company policies, internal controls, and regulatory requirements.
  • Deliver recurring operational and exception dashboards for senior management.
  • Support external and internal audits with accurate documentation of reconciliations and payment workflows.

Requirements

  • Bachelor’s degree in Accounting, Finance, Economics, or related field.
  • 4–6 years of experience in financial operations, treasury, or reconciliations, ideally within fintech, financial services, or payment institutions.
  • Proven experience managing multi-entity, cross-border operations, including regulated vehicles (SOFOM, FIDC, or equivalent).
  • Hands-on experience with cash management, loan originations, collections, and accounts receivable reconciliation.
  • Familiarity with ERP and reconciliation tools (NetSuite, bank APIs, automation platforms, or trust/fiduciary systems).
  • Strong analytical skills and the ability to interpret and synthesize large volumes of financial data.
  • Experience managing BPOs or shared services for operational finance tasks.
  • Excellent organizational and communication skills, with attention to detail and ownership mindset.
  • Full professional fluency in English and Spanish and/or Portuguese is a strong plus.
  • Previous experience in a high-growth fintech or startup environment is highly desirable.
  • Proactive, analytical, and process-oriented mindset with a focus on continuous improvement.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
financial operationstreasury managementreconciliationscash managementloan originationsaccounts receivable reconciliationdata analysisKPI monitoringprocess optimizationroot-cause analysis
Soft skills
analytical skillsorganizational skillscommunication skillsattention to detailownership mindsetproactive mindsetprocess-oriented mindsetcontinuous improvementteam managementproblem-solving
Certifications
Bachelor’s degree in AccountingBachelor’s degree in FinanceBachelor’s degree in Economics