Anti-Financial Crime Officer, France

Qonto

AFC Officer investigating suspicious transactions and filing reports with French authorities at Qonto. Join a diverse team passionate about fraud detection and prevention.

Posted 7/6/2026full-timeParis • 🇫🇷 FranceMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in drafting Enhanced Investigations and Suspicious Activity Reports while ensuring compliance with regulatory standards. Possesses strong analytical skills to identify money laundering patterns and fraud attempts, coupled with fluency in French and English for effective communication.

Highest-signal resume keywords

Fluent French Writing (C2 Level)Master's in Law or Banking/FinanceAnti-Financial Crime ExperienceDetail-Oriented MindsetKnowledge of Fraud Mechanisms

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Enhanced Investigations (EIs)Suspicious Activity Reports (SARs)Money Laundering Pattern IdentificationFraud DetectionRegulatory Compliance

Soft Skills

Detail-OrientedAnalytical ThinkingEffective Communication

Industry Keywords

Anti-Financial Crime (AFC)ComplianceFraudTax FraudPrivate Scams

About the role

Key responsibilities & impact

Investigate & report: Draft high-quality Enhanced Investigations (EIs) and Suspicious Activity Reports (SARs) for Tracfin, covering AML, tax fraud, and private scams cases.
Handle escalated alerts: Take ownership of cases escalated by our first line of defence teams, identifying money laundering patterns and fraud attempts with precision.
Own your quality standards: Ensure every investigation meets our internal benchmarks and regulatory deadlines — quality and speed are both non-negotiable here.
Improve detection tools: Contribute to team projects that sharpen our detection capabilities, from flagging new fraud typologies to refining operational processes.
Share knowledge: Identify emerging fraud trends and feed insights back to the team, building a shared knowledge base that makes everyone sharper.

Requirements

What you’ll need

Fluent French writer: You write in French at C2 level — flawless spelling, grammar, and syntax are essential because your reports go directly to French authorities. You also operate in English at C1 level for internal communication.
Legal or financial background: You hold a Master's in Law (Business Law, Criminal Law, Compliance) or Banking/Finance — the regulatory literacy this role requires.
AFC or compliance experience: You have a first experience in Anti-Financial Crime, Compliance, or Fraud — or a strong, demonstrable interest backed by coursework or concrete exposure.
Detail-oriented mindset: You synthesize complex transaction patterns into clear, concise written reports under time pressure, without sacrificing accuracy.
Genuine interest in fraud: You're specifically curious about private scam mechanisms — you want to understand how they work, not just flag them.

Benefits

Comp & perks

Direct regulatory impact: Your SARs go to Tracfin. This isn't internal reporting — your work reaches France's financial intelligence unit and carries real compliance weight.
Case variety across all AFC typologies: You'll work across AML, tax fraud, and scams cases, building a strong generalist AFC skillset while deepening your expertise in private scams — a fast-growing focus area for the team.
A high-volume, high-quality environment: You'll handle a significant caseload using Qonto's proprietary back-office tools and Slack. Maintaining quality at pace is a genuine professional development constraint — not marketing copy.
Close team with structured support: You'll join a tight AFC team with weekly group meetings and regular 1:1s with Garance. The team is hands-on and actively invested in each person's progression.
A visible career path: Garance progressed from Junior to Senior to Lead within Qonto's AFC team. The trajectory exists and is actively encouraged.