Payment Consultant

qode.world

Payment Consultant at Incedo focusing on treasury management for bank clients. Advising on digital payment transformation and delivering tailored treasury solutions.

Posted 4/23/2026full-timeTexas • New York, North Carolina, Ohio, Pennsylvania, Texas • 🇺🇸 United StatesSeniorLeadWebsite

Tech Stack

Tools & technologies

ERPOracleRuby on RailsSwift

About the role

Key responsibilities & impact

Serve as the primary treasury payments subject matter expert (SME) on the Bank client engagement, providing deep functional analysis of payment products, workflows, and operational processes across all payment rails.
Conduct comprehensive end-to-end analysis of bank client's treasury payment lifecycle and Payment modernization initiatives — covering payment initiation (via Online Banking platform for corporate clients, API, file upload, SWIFT, and ERP channels), message formatting ( ISO 20022, EDI, Rail specific formats like NACHA), clearing and settlement (ACH/Fedwire/CHIPS/RTP/FedNow), reconciliation, exception handling, and regulatory reporting.
Perform detailed functional assessments of clients’, payables and receivables workflows, and payment infrastructure to identify optimization and modernization opportunities.
Maintain expert-level domain knowledge of treasury management products including liquidity management, cash concentration and disbursement, controlled disbursement, lockbox services, ACH Positive Pay, and fraud mitigation tools.
Develop and present tailored payment solution proposals to Bank’s corporate and institutional clients, encompassing ACH (same-day and standard), domestic and international wire transfers, Real-Time Payments (RTP®), FedNow®, card-based disbursements, integrated payables, and integrated receivables.
Analyse payment processing metrics, SLA adherence, transaction success rates, and failure/return patterns to generate actionable insights and business intelligence for Banks’s Treasury Management leadership.
Advise on emerging payment trends including embedded finance, open banking APIs, digital wallets, and the convergence of real-time payment networks.
Collaborate with technical teams to ensure accurate mapping of business rules, data flows, and system interfaces. Validate end-to-end solution design across upstream and downstream systems.
Partner with Bank’s Technology and Implementation teams to architect end-to-end payment integration solutions, ensuring seamless connectivity between Online Banking Platform for corporate clients, core banking systems, ERP platforms (SAP, Oracle NetSuite, Microsoft Dynamics 365, Workday), and external payment networks.
Support API-based payment integration projects, including Connect ERP integrations, open banking API initiatives, Host-to-Host connectivity, SFTP file-based channels, and SWIFT FileAct implementations.
Provide expert-level troubleshooting and resolution support for complex payment processing issues, including failed or Rejected transactions, file format errors, connectivity failures, reconciliation discrepancies, and payment routing exceptions across ACH, Fedwire, CHIPS, SWIFT, RTP, and FedNow rails.

Requirements

What you’ll need

Master’s degree (MBA or MS in Finance) from a recognized institution.
10 -15+ years of progressive experience in Treasury Management, Payment Services, or Cash Management. Experience as a Payment Consultant, Business Analyst, or Domain Consultant within financial services.
Must have prior experience at one or more top-tier U.S. banks (JPMorgan Chase, Bank of America, Citibank, Wells Fargo, U.S. Bank or equivalent).
Strong understanding of treasury management products including liquidity management, Controlled disbursement, lockbox, integrated receivables, Positive Pay, and fraud mitigation tools.
Proven client-facing consultative skills with ability to translate complex payment technology into business-relevant recommendations and treasury executives.
Excellent analytical, problem-solving, and communication skills with ability to manage multiple workstreams in a fast-paced consulting environment.
Prior payments consulting, solution architecture, or pre-sales experience within banking, fintech, or IT services organizations.

Benefits

Comp & perks

🌐 Worldwide ❌ Jobs You've Hidden ⭐️ Saved Jobs ✅ Applied Jobs ✉️ Email Alerts 👤 Account qode.world Website LinkedIn All Job Openings 11 - 50 employees 🤖 Artificial Intelligence 👥 HR Tech 🎯 Recruiter Artificial Intelligence
HR Tech
Recruitment qode. world is a company that leverages artificial intelligence to revolutionize the recruiting process. Their platform allows users to find candidates by sourcing data from billions of data points worldwide and provides data-driven insights. Users can connect with candidates directly through the platform, conduct customized AI-led interviews, and get comprehensive assessments. The service also integrates easily with LinkedIn, enhancing the talent pool and facilitating direct communication with candidates listed there. Qode. world offers additional recruiting services to assist in hiring for niche or senior roles. They are praised for their effectiveness in streamlining the hiring process and delivering quick results. Payment Consultant 🔥 37 minutes ago 🏢🏡 Texas – Hybrid ⏰ Full Time 🟠 Senior 🔴 Lead 💼 Consultant Apply Now Find Hiring Managers Customize resume for this job Report problem ☆ Save ☑️ Mark as applied ❌ Hide 📋 Description
Serve as the primary treasury payments subject matter expert (SME) on the Bank client engagement, providing deep functional analysis of payment products, workflows, and operational processes across all payment rails.
Conduct comprehensive end-to-end analysis of bank client's treasury payment lifecycle and Payment modernization initiatives — covering payment initiation (via Online Banking platform for corporate clients, API, file upload, SWIFT, and ERP channels), message formatting ( ISO 20022, EDI, Rail specific formats like NACHA), clearing and settlement (ACH/Fedwire/CHIPS/RTP/FedNow), reconciliation, exception handling, and regulatory reporting.
Perform detailed functional assessments of clients’, payables and receivables workflows, and payment infrastructure to identify optimization and modernization opportunities.
Maintain expert-level domain knowledge of treasury management products including liquidity management, cash concentration and disbursement, controlled disbursement, lockbox services, ACH Positive Pay, and fraud mitigation tools.
Develop and present tailored payment solution proposals to Bank’s corporate and institutional clients, encompassing ACH (same-day and standard), domestic and international wire transfers, Real-Time Payments (RTP®), FedNow®, card-based disbursements, integrated payables, and integrated receivables.
Analyse payment processing metrics, SLA adherence, transaction success rates, and failure/return patterns to generate actionable insights and business intelligence for Banks’s Treasury Management leadership.
Advise on emerging payment trends including embedded finance, open banking APIs, digital wallets, and the convergence of real-time payment networks.
Collaborate with technical teams to ensure accurate mapping of business rules, data flows, and system interfaces. Validate end-to-end solution design across upstream and downstream systems.
Partner with Bank’s Technology and Implementation teams to architect end-to-end payment integration solutions, ensuring seamless connectivity between Online Banking Platform for corporate clients, core banking systems, ERP platforms (SAP, Oracle NetSuite, Microsoft Dynamics 365, Workday), and external payment networks.
Support API-based payment integration projects, including Connect ERP integrations, open banking API initiatives, Host-to-Host connectivity, SFTP file-based channels, and SWIFT FileAct implementations.
Provide expert-level troubleshooting and resolution support for complex payment processing issues, including failed or Rejected transactions, file format errors, connectivity failures, reconciliation discrepancies, and payment routing exceptions across ACH, Fedwire, CHIPS, SWIFT, RTP, and FedNow rails. 🎯 Requirements
Master’s degree (MBA or MS in Finance) from a recognized institution.
10 -15+ years of progressive experience in Treasury Management, Payment Services, or Cash Management. Experience as a Payment Consultant, Business Analyst, or Domain Consultant within financial services.
Must have prior experience at one or more top-tier U.S. banks (JPMorgan Chase, Bank of America, Citibank, Wells Fargo, U.S. Bank or equivalent).
Strong understanding of treasury management products including liquidity management, Controlled disbursement, lockbox, integrated receivables, Positive Pay, and fraud mitigation tools.
Proven client-facing consultative skills with ability to translate complex payment technology into business-relevant recommendations and treasury executives.
Excellent analytical, problem-solving, and communication skills with ability to manage multiple workstreams in a fast-paced consulting environment.
Prior payments consulting, solution architecture, or pre-sales experience within banking, fintech, or IT services organizations. Apply Now 📊 Check your resume score for this job Improve your chances of getting an interview by checking your resume score before you apply. Check Resume Score 🌐 Worldwide Built by Lior Neu-ner. I'd love to hear your feedback — Get in touch via DM or support@remoterocketship.com Search Search Jobs by country Search jobs by city Search jobs by job title Search entry-level jobs Search junior-level jobs Search senior-level jobs Search jobs by tech stack Search jobs by contract type Search remote internships Search remote part-time jobs Remote jobs Anywhere in the World Companies Hiring Anywhere in the World Companies Hiring Sales People Anywhere in the World Companies Hiring Software Engineers Anywhere in the World Resources Advice Tips for finding remote jobs Interview questions and answers Resume examples Cover letter examples Post a job Affiliates Privacy policy Terms of service Job board SEO course AI Apply Copilot OpenClaw job finder Jobs by Country Remote jobs anywhere in the world (Worldwide remote jobs) Remote jobs United States Remote jobs Australia Remote jobs Brazil Remote jobs Canada Remote jobs France Remote jobs Ireland Remote jobs Germany Remote jobs Netherlands Remote jobs Spain Remote jobs UK Popular Jobs Remote data analyst jobs Remote customer support jobs Remote executive assistant jobs Remote marketing jobs Remote product designer jobs Remote product manager jobs Remote project manager jobs Remote recruiter jobs Remote sales jobs Remote software engineer jobs Jobs by Type Remote full-time jobs Remote part-time jobs Remote contract jobs Remote internship jobs Remote entry-level jobs Remote jobs with no experience required Remote junior jobs (1-3 years of experience) Digital nomad jobs Remote jobs with no degree required Freelance remote jobs Temporary remote jobs Remote jobs hiring now Stay at home mom jobs

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Applicant Tracking System Keywords

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Hard Skills & Tools

payment productspayment workflowspayment processing metricsAPI integrationISO 20022ACHFedwireSWIFTRTPpayment reconciliation

Soft Skills

consultative skillsanalytical skillsproblem-solving skillscommunication skillsclient-facing skillsability to manage multiple workstreamscollaboration skillspresentation skillstroubleshooting skillsbusiness analysis

Certifications

Master’s degree (MBA or MS in Finance)