FREE ACCESS
5,000–10,000 jobs/day
See all jobs on JobTailor
Search thousands of fresh jobs every day.
Discover
- Fresh listings
- Fast filters
- No subscription required
Create a free account and start exploring right away.
Head of HNW Underwriting – Wealth
Prudential plcHead of HNW Underwriting leading underwriting strategies and governance at Prudential Wealth. Overseeing technical underwriting capabilities across the Wealth platform in Asia.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates extensive expertise in High Net Worth underwriting, including complex claims adjudication and offshore insurance propositions, while ensuring alignment with regulatory expectations and governance standards. Proven ability to lead specialist underwriting teams and drive process improvements across multiple jurisdictions.
Highest-signal resume keywords
High Net Worth UnderwritingLife Insurance QualificationUnderwriting TransformationStakeholder ManagementComplex Claims Adjudication
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Underwriting Strategy DevelopmentGovernance Framework EstablishmentRisk Appetite AlignmentTechnical Case ReviewFacultative UnderwritingProduct DevelopmentWealth Claims PhilosophyAuthority Limits ManagementUnderwriting Quality AssuranceProcess Improvement Initiatives
Soft Skills
Leadership ExperienceExcellent Communication Skills
Certifications & Qualifications
FLMIACS
Industry Keywords
Wealth UnderwritingHNW BusinessRegulatory ExpectationsOffshore StructuresTrustsPremium FinancingDistribution TeamsPolicy AdministrationRisk ManagementCompliance
About the role
Key responsibilities & impact- Develop and own Wealth underwriting strategy, philosophy and governance framework across all Wealth Hubs (including Bermuda).
- Establish globally consistent underwriting standards, guidelines and authority limits for HNW business.
- Define the long-term underwriting operating model supporting Bermuda and future Wealth platforms alongside the COO.
- Ensure underwriting practices remain aligned with Prudential's risk appetite and regulatory expectations across jurisdictions.
- Provide technical leadership for complex HNW cases, including jumbo cases, trusts, premium financing, offshore structures and international clients.
- Serve as final technical referral point for exceptional underwriting cases where required.
- Drive consistency of underwriting decisions across Bermuda, PACS and PHKL for Wealth products.
- Continuously review underwriting outcomes and implement improvements to enhance consistency and competitiveness.
- Establish and maintain Wealth underwriting risk framework, ensuring alignment with Prudential's risk appetite and governance standards.
- Oversee underwriting quality assurance, referral governance, authority limits and technical case reviews across Wealth Hubs.
- Define and maintain Wealth claims philosophy and adjudication principles to ensure fair, consistent and timely outcomes for HNW clients.
- Partner closely with Distribution teams, Case Management, Policy Admin, Product, Pricing, and Legal, Risk & Compliance functions.
Requirements
What you’ll need- University degree in Business, Insurance, Risk Management or a related discipline.
- Professional Life Insurance qualification (e.g., FLMI, ACS or equivalent) preferred.
- 18+ years of life insurance underwriting experience, with at least 10 years focused on High Net Worth or complex life insurance underwriting.
- Demonstrated leadership experience managing specialist underwriting teams across multiple jurisdictions or markets.
- Strong technical expertise across HNW underwriting, complex claims adjudication, wealth accumulation and offshore insurance propositions.
- Extensive experience working with reinsurers on facultative underwriting, underwriting philosophy and product development.
- Strong understanding of HNW underwriting topics including trusts, premium financing, offshore ownership structures and complex financial underwriting.
- Proven experience driving underwriting transformation, governance and process improvement initiatives.
- Excellent stakeholder management skills, with experience engaging Distribution, Product, Operations, Risk, Compliance and executive leadership.
- Strong written and verbal communication skills in English.
Benefits
Comp & perks- Health insurance
- Professional development opportunities
- Flexible working arrangements