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Prudential Financial

Medical Stop Loss Claims – Group Insurance

Prudential Financial

Head of Stop Loss Claims leading Prudential's claims operations and ensuring exceptional customer experience. Shaping the future of medical stop loss claims through strategic leadership and team building.

Posted 7/2/2026full-timeRemote • New Jersey • 🇺🇸 United StatesSeniorLead💰 $106,000 - $174,900 per yearWebsite

About the role

Key responsibilities & impact
  • Develop and execute the vision, strategy, and operating model for Prudential's Stop Loss Claims function
  • Establish scalable workflows, governance, and best practices that support continued growth and operational excellence
  • Partner in the design, implementation, and optimization of claims technology solutions
  • Provide subject matter expertise to ensure efficient workflows and industry-leading claims practices
  • Recruit, develop, and lead a high-performing claims organization
  • Foster a culture of accountability, collaboration, continuous improvement, and professional development
  • Review and approve high-dollar and complex medical stop loss claims
  • Ensure consistent, accurate claim adjudication aligned with policy provisions, contractual obligations, and company standards
  • Serve as the primary claims leader and ambassador for Prudential's Medical Stop Loss business
  • Build strong relationships with brokers, TPAs, reinsurers, vendors, consultants, and internal partners
  • Leverage data, analytics, and technology to improve accuracy, efficiency, and service delivery
  • Drive process improvements that reduce cycle times and enhance the customer experience
  • Ensure adherence to all applicable federal and state regulations, contractual requirements, and internal controls
  • Collaborate across underwriting, implementation, account management, finance, actuarial, and operations teams to deliver seamless end-to-end service

Requirements

What you’ll need
  • 10+ years of experience in group insurance claims including some meaningful experience supporting medical stop loss claims operations
  • Deep knowledge of stop loss claim adjudication, reimbursement methodologies, policy interpretation, and industry best practices
  • Proven experience leading teams and driving operational transformation in a growing organization
  • Strong understanding of medical terminology, CPT/HCPCS/ICD-10 coding, stop loss policy language, and claims workflows
  • Proficiency with Microsoft Office applications, including Excel, Word, PowerPoint, and Outlook
  • Bachelor's degree in Business, Healthcare Administration, or a related field preferred.

Benefits

Comp & perks
  • Medical, dental, vision, life insurance, disability insurance
  • Paid Time Off (PTO)
  • Leave of absences, such as parental and military leave
  • 401(k) plan with company match (up to 4%)
  • Company-funded pension plan
  • Wellness Programs including up to $1,600 a year for reimbursement of items purchased to support personal wellbeing needs
  • Work/Life Resources to help support topics such as parenting, housing, senior care, finances, pets, legal matters, education, emotional and mental health, and career development
  • Education Benefit to help finance traditional college enrollment toward obtaining an approved degree and many accredited certificate programs
  • Employee Stock Purchase Plan: Shares can be purchased at 85% of the lower of two prices (Beginning or End of the purchase period)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools
Stop Loss Claim AdjudicationReimbursement MethodologiesPolicy InterpretationCPT CodingHCPCS CodingICD-10 CodingClaims WorkflowsMicrosoft ExcelMicrosoft WordMicrosoft PowerPoint
Soft Skills
Team LeadershipCollaborationContinuous ImprovementAccountabilityProfessional Development