
Disability Claims Examiner – LTD
Prudential Financial
full-time
Posted on:
Location Type: Remote
Location: New Jersey • United States
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Salary
💰 $53,300 - $88,000 per year
About the role
- Provide excellent customer service while managing an assigned block of around 95 to 100 Long-Term Disability claims
- Utilize judgment and assess risk while working with various business partners to render claim decisions
- Partner with medical and vocational resources to evaluate disability and support return to work goals
- Deliver an exceptional customer experience to differentiate Prudential from competitors
- Communicate via telephone, email, and text with employees, employers, attorneys, and others
- Review and interpret medical records
- Complete financial calculations
- Gain understanding of Prudential claim system, policies, procedures, contracts, regulatory, and statutory requirements for claim products administered
- Apply contract/policy provisions to ensure accurate eligibility and liability decisions
- Demonstrate and apply analytical and critical thinking skills
- Verify ongoing liability and develop strategies for return-to-work opportunities
- Document objective, clear and technical rationale for all claim determinations
- Communicate claim decisions to customers via oral and written communication
- Leverage resources, materials, and tools to render claims decisions
- Provide timely and exceptional customer experience by paying appropriate claims accurately and timely
Requirements
- 2 years minimum of prior Long Term Disability Claim Management or highly relevant experience
- Exceptional customer service skills
- Proven skills in positive and effective interaction with challenging customers
- Strong written and oral communication skills demonstrated in previous work experience (preference for bilingual verbal communication in Spanish and English)
- Excellent organizational and time management skills with ability to multitask and prioritize deadlines
- Ability to manage multiple and changing priorities
- Detail oriented; able to analyze and research contract information
- Demonstrated ability to operate with a sense of urgency
- Experience in effectively meeting/exceeding individual professional expectations and team goals
- Demonstrated analytical and math skills
- Ability to exercise critical thinking skills, risk management skills and sound judgment
- Ability to adapt, problem solve quickly and communicate effective solutions
- High level of flexibility to adapt to the changing needs of the organization
- Self-motivated, independent with proven ability to work effectively on a team and work with others in a highly collaborative team environment
- Continuous improvement mindset
- A commitment to support a work environment that fosters Diversity and Inclusion
- Strong computer literacy and skills with the ability to work within multiple systems; proficiency with PC based programs such as Excel and Word.
Benefits
- Medical, dental, vision, life insurance, disability insurance
- Paid Time Off (PTO)
- Parental and military leave
- 401(k) plan with company match (up to 4%)
- Company-funded pension plan
- Wellness Programs including up to $1,600 a year for reimbursement of items purchased to support personal wellbeing needs.
- Work/Life Resources to support various topics such as parenting, housing, senior care, finances, pets, legal matters, education, emotional and mental health, and career development
- Education Benefit to help finance traditional college enrollment toward obtaining an approved degree and many accredited certificate programs
- Employee Stock Purchase Plan
- Eligibility to participate in a discretionary annual incentive program
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
Long Term Disability Claim Managementfinancial calculationsanalytical skillsmath skillsrisk managementcritical thinkingcontract analysiseligibility decisionsliability decisionsreturn-to-work strategies
Soft Skills
customer serviceeffective communicationorganizational skillstime managementmultitaskingproblem solvingflexibilityself-motivatedcollaborationcontinuous improvement mindset