Director of Underwriting – Statutory Insurance Products

Protective Life

Director of Underwriting at Protective Insurance Company overseeing statutory benefit programs and leading underwriting operations. Focusing on risk evaluation and pricing across multiple jurisdictions.

Posted 4/13/2026full-timeRemote • 🇺🇸 United StatesLead💰 $92,000 - $130,000 per yearWebsite

About the role

Key responsibilities & impact

Lead, coach, and develop a team of statutory benefits underwriters and support staff
Oversee underwriting for new and renewal statutory benefits business
Ensure underwriting decisions align with Protective’s risk appetite, pricing guidelines, and regulatory requirements
Develop and execute underwriting strategies
Monitor portfolio performance and identify emerging trends
Collaborate with various teams to support end-to-end delivery
Identify process gaps and inefficiencies and lead re-engineering efforts
Partner with technology and operations teams to drive automation and optimize underwriting systems

Requirements

What you’ll need

7+ years of group underwriting experience, including at least 3 years focused on statutory benefits
2+ years of direct leadership experience with staff management responsibilities
Experience leading projects or cross-functional initiatives
Bachelor’s degree in Business, Insurance, Risk Management, Finance, or a related field
Deep expertise in underwriting state‑mandated benefit programs, including PFML, DBL, and PFL
Strong knowledge of multi‑state regulatory environments and compliance requirements
Proven leadership capability
Demonstrated strength in identifying underwriting process gaps and leading modernization efforts
Experience partnering with technology and operations teams
Strong analytical and decision‑making skills

Benefits

Comp & perks

comprehensive health, dental and vision insurance
emotional wellbeing support through mental health benefits and an employee assistance program
paid time off
paid parental leave
short-term disability
cultural observance day
contributions to healthcare accounts
pension plan
401(k) plan with Company matching
ProHealth Rewards platform to improve wellbeing while earning cash rewards

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

group underwritingstatutory benefitsunderwriting strategiesportfolio performance monitoringprocess re-engineeringautomationrisk managementcompliance requirementsanalytical skillsdecision-making skills

Soft Skills

leadershipcoachingteam developmentcollaborationproject managementproblem-solving

Certifications

Bachelor’s degree in BusinessBachelor’s degree in InsuranceBachelor’s degree in Risk ManagementBachelor’s degree in Finance