Vice President, Underwriting – Employee Benefits
Protective Life
full-time
Posted on:
Location Type: Remote
Location: United States
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Salary
💰 $171,000 - $288,000 per year
Job Level
About the role
- Define, lead, and build the underwriting function across all Employee Benefits product lines
- Oversee a multi‑disciplinary underwriting organization
- Serve as a primary underwriting advisor to the SVP of Employee Benefits and leadership team on pricing strategy, risk selection, portfolio performance, and market growth opportunities
- Drive underwriting governance, guidelines, philosophy, and portfolio performance
- Partner with Product, Distribution, Actuarial, Finance, and Operations to align underwriting strategy with market growth ambitions
- Lead, mentor, and develop a multi‑level underwriting team across product lines
- Champion adoption of modern underwriting technologies, automated risk engines, and AI‑driven decision support tools
Requirements
- 15+ years of Employee Benefits underwriting experience with deep knowledge of small‑group and mid‑market segments
- Direct experience underwriting Dental, Vision, Life, STD, LTD, Paid Leaves, and Supplemental Health
- Proven leadership of underwriting teams; VP‑level or equivalent experience preferred
- Demonstrated ability to underwrite and negotiate large aggregators: PEOs, payroll providers, GAs, and national brokers
- Strong process‑engineering mindset with experience building underwriting operations from ground up
- Experience implementing technology modernization, automation, and AI‑enabled decisioning
- Highly collaborative, entrepreneurial, tech‑forward mindset
- Excellent communication skills and comfort presenting at the executive level.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
underwritingpricing strategyrisk selectionportfolio performanceDental underwritingVision underwritingLife underwritingSTD underwritingLTD underwritingSupplemental Health underwriting
Soft Skills
leadershipmentoringcollaborationcommunicationentrepreneurial mindsetprocess engineeringstrategic thinkingnegotiationpresentation skillsteam development