Senior Product Manager – Structured Finance

Prophecy

. Own and evolve the roadmap for a product area over a 1–3 quarter horizon, balancing customer needs, technical investments, and business goals .

Posted 5/12/2026full-timeRemote • California • 🇺🇸 United StatesSeniorWebsite

About the role

Key responsibilities & impact

Own and evolve the roadmap for a product area over a 1–3 quarter horizon, balancing customer needs, technical investments, and business goals
Define how capabilities such as data preparation, modeling, and analytics come together into cohesive systems
Make thoughtful trade-offs across customer needs, technical constraints, and business impact
Think in systems: how does the product support the full lifecycle from asset ingestion to reporting and decisioning
Develop deep understanding of structured finance workflows, including asset-backed securities (ABS), MBS, CLOs, or similar instruments, loan-level data ingestion and normalization, cash flow modeling and scenario analysis, tranche structuring and risk analysis, and regulatory and investor reporting.
Engage directly with customers (banks, asset managers, fintechs) to uncover constraints, inefficiencies, and unmet needs
Frame complex financial and operational problems into clear, actionable problem statements
Use AI tools (LLMs, copilots, workflows) as a core part of product development, not an afterthought
Build lightweight prototypes (prompts, workflows, internal tools) to validate ideas before writing full specifications
Identify where AI-driven capabilities and automation can meaningfully improve user workflows
Ensure AI features are reliable, explainable, and aligned with enterprise requirements
Work closely with engineering and design to deliver high-quality product capabilities
Write clear, structured product specifications grounded in data and user insight
Define success metrics and track adoption, impact, and effectiveness
Monitor execution progress, identify risks early, and drive cross-team alignment
Maintain a high bar for usability, reliability, and product integrity
Align engineering, design, sales, and customer success around shared outcomes
Communicate product direction through clear documentation and structured decision-making
Resolve ambiguity and misalignment quickly to maintain execution momentum
Contribute to product positioning and narrative through artifacts such as one-pagers, demos, and customer-facing materials
Own the operational health of your product area, including performance monitoring, feature adoption, issue triage, and iteration cycles
Establish and improve repeatable processes that increase execution speed and predictability.

Requirements

What you’ll need

5+ years of product management experience in data platforms, analytics products, or financial technology
Strong understanding of structured finance concepts and workflows, e.g. ABS, MBS, CLOs, etc.
Experience working closely with engineering teams to deliver technical products
Experience working with complex, data-intensive systems
Ability to translate domain-specific problems into clear product requirements
Strong communication skills, with the ability to simplify complex financial and technical concepts.

Benefits

Comp & perks

Prophecy covers 99% of employee health insurance premiums and 75% for dependents
We offer $200 per month towards remote work, wellness, gyms, massages, facials, and more!
Flexible PTO
Professional development allowance
Company sponsored Long Term Disability and Life Insurance, FSA/HSA, dental, vision, and more
Ability to have your fingerprint on an innovative platform
End-to-end ownership of your projects.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

data preparationmodelinganalyticscash flow modelingscenario analysistranche structuringrisk analysisproduct specificationsperformance monitoringfeature adoption

Soft Skills

communicationproblem-solvingcross-team alignmentdocumentationexecution momentumcustomer engagementtrade-off analysisusability focusclarity in complexityprocess improvement