Compliance Analyst, Transaction Monitoring
Sokin
Director, Payment Underwriting and Risk
PracticeTek
full-time
Posted on:
Origin: • 🇺🇸 United States • California
Visit company websiteSalary
💰 $150,000 - $205,000 per year
Job Level
Lead
About the role
- Develop and execute merchant underwriting policies aligned with sponsor bank and card brand standards
- Oversee merchant onboarding, credit and fraud risk assessments, and approval workflows
- Establish and maintain transaction monitoring, fraud detection, and credit risk frameworks
- Own end-to-end funding operations, including settlements, reserves, and reconciliation
- Build and mentor high-performing teams across underwriting, risk, and funding
- Serve as primary liaison with sponsor banks, processors, and networks
- Leverage analytics and data to drive decision-making and continuous improvement
Requirements
- 5+ years in payment operations, underwriting, or risk, with at least 2 years in leadership roles
- Direct experience in a payment facilitator, acquirer, or sponsor bank environment
- Strong understanding of card brand rules, NACHA/ACH, KYC/AML, PCI compliance, and PayFac obligations
- Proven track record building scalable underwriting, risk, and funding operations
- Excellent leadership, communication, and cross-functional collaboration skills
