Positivo

Junior Financial Analyst, Credit

Positivo

full-time

Posted on:

Location Type: Hybrid

Location: Curitiba • Brazil

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Job Level

Junior

About the role

  • Perform credit analyses of companies (corporate clients) based on financial statements, revenue, payment history and credit bureau reports;
  • Validate customer registrations by checking corporate documentation, tax information and trade references;
  • Assist in establishing and updating credit limits in accordance with internal policies;
  • Prepare and organize credit reports, opinions and recommendations for approval;
  • Monitor customers with active credit lines, flagging default risk;
  • Release sales orders in the SAP system;
  • Keep credit limits up to date, ensuring data integrity and consistency;
  • Contribute to process improvements and standardization of internal procedures within the department.

Requirements

  • Bachelor's degree completed or in progress in Business Administration, Financial Management or related fields.
  • Advanced experience with Excel spreadsheets.
  • Experience with SAP.
  • Experience in Credit (credit analysis).
  • Credit insurance experience is desirable.
Benefits
  • Health and dental plans
  • Zenklub: health and wellness platform, including psychological counseling
  • Casa da Saúde: medical and dental consultations, as well as clinical tests
  • Gympass
  • On-site cafeteria
  • Pharmacy discounts
  • Medical emergencies: agreement with the health plan for in-home or telephone care
  • Semi-flexible working hours
  • Childcare assistance and maternity kit
  • Discounts at Universidade Positivo (UP) - for employees and dependents
  • Saber Mais: Professional Development portal
  • Discounts at Colégio Positivo for employees' children
  • Profit-sharing (PPR)
  • Good Card: benefit card accepted at over 130,000 establishments
  • Life insurance
  • Payroll-deductible loan
  • Transportation voucher or parking
  • Parceiro Positivo: website with discounts on our products
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit analysisfinancial statement analysisdata integrityprocess improvementcredit limit managementExcelcredit insurance
Soft Skills
organizational skillsattention to detailanalytical skillscommunication skills