Senior Compliance & Risk Engineer

Polar

full-time

Posted on: 3/12/2026

Location Type: Remote

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About the role

Build and strengthen the regulatory systems underpinning Polar’s platform - ensuring compliance, policy enforcement and auditability are embedded directly into our product architecture as we scale globally.
Partner with the team and legal counsel to design and refine how regulatory requirements are implemented across onboarding, billing, payouts and the merchant lifecycle - increasing systemic integrity as the platform scales.
Translate risk policies, thresholds and monitoring rules into deterministic systems - ensuring enforcement decisions are consistent, explainable and automated across the platform.
Improve observability, traceability and explainability across compliance-sensitive systems. Ensure enforcement decisions and lifecycle state changes are reviewable, measurable and resilient.
Partner with product, support, financial operations and legal to translate regulatory obligations and acceptable use constraints into well-designed workflows and platform safeguards.
Identify and ship structural improvements that reduce regulatory exposure — including merchant onboarding controls, transaction monitoring systems, acceptable-use enforcement pipelines and safeguards required to support expansion into new jurisdictions and payment ecosystems.

5+ years building and scaling customer-facing SaaS or fintech products, ideally in high-growth environments.
Depth in compliance- or risk-sensitive product domains — such as KYC/KYB onboarding flows, transaction monitoring, fraud or abuse detection systems, policy enforcement, payouts or financial lifecycle management.
Experience working with regulatory requirements, payment ecosystems or risk-sensitive infrastructure where auditability and enforcement systems are critical.
Strong judgement and UX sensibility: You build high-quality merchant experiences with attention to usability and performance and know when regulatory integrity must take precedence - embedding guardrails without degrading the merchant experience.
Systems thinking and lifecycle rigor: You model state transitions explicitly, anticipate edge cases and design for consistency and control across money movement workflows.
Security and audit-first mindset: You treat auditability, access control and traceable decision-making as first-class design requirements.
AI-first problem solving. You are comfortable building AI tools, agents and automation systems to scale operational workflows such as merchant reviews, policy enforcement and anomaly detection.
High-ownership collaboration: You operate effectively in small teams, align across product, legal and compliance, influence architecture around regulatory systems and take responsibility for platform integrity alongside feature delivery.

Benefits

Meaningful ownership: Small team & large surface area. You’ll directly influence how the company and platform scale.
Product-driven culture: We build to empower the next generation of software companies - and operate with the same builder mindset internally.
Competitive compensation: Salary and equity aligned with the impact of the role.
Exceptional team: Work with highly talented team members distributed across Europe.
Remote-first environment: Work from anywhere in Europe, with a home office setup budget available.
Annual team offsites: As the team is spread across Europe, we gather in person at least once a year to collaborate, plan, and spend time.
Health Benefits: Comprehensive health coverage to support you and your family.
Parental leave: Paid parental leave aligned with the standards and regulations of your local jurisdiction.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

SaaSfintechKYCKYBtransaction monitoringfraud detectionpolicy enforcementfinancial lifecycle managementAI toolsautomation systems

Soft Skills

strong judgementUX sensibilitysystems thinkinglifecycle rigorsecurity mindsetaudit-first mindsethigh-ownership collaboration