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PNC

Product Owner III – CIAM, Phone Channel, IVR

PNC

Product Owner III driving CIAM phone channel authentication strategies at PNC. Leading modernization of IVR authentication and fraud prevention measures.

Posted 5/29/2026full-timePittsburgh • 🇺🇸 United StatesMid-LevelSenior💰 $65,000 - $139,150 per yearWebsite

Tech Stack

Tools & technologies
Azure

About the role

Key responsibilities & impact
  • Define and execute the CIAM roadmap for phone channel authentication (IVR + agent assist).
  • Lead transition from legacy authentication (KBA/security questions) to modern CIAM approaches using: Transmit FlexID orchestration, Pindrop fraud detection & voice intelligence.
  • Establish a risk-based authentication strategy tailored to phone interactions.
  • Align with enterprise identity, Zero Trust, and omnichannel authentication frameworks.
  • Own end-to-end IVR authentication flows including: Pre-authentication (call entry, ANI validation), Passive authentication (device/behavioral signals via FlexID), Voice-based risk scoring (Pindrop), Step-up authentication (OTP, callbacks, agent verification).
  • Partner with engineering to design low-friction, high-assurance journeys in IVR flows.
  • Ensure consistent identity decisions from IVR through agent handoff.
  • Implement and optimize controls to detect and mitigate: Account Takeover (ATO), IVR bot attacks and automation abuse, Social engineering in agent-assisted calls.
  • Define policies for dynamic step-up authentication based on real-time risk signals.

Requirements

What you’ll need
  • Product ownership or product management experience in: Identity & Access Management, Fraud, or Contact Center technologies
  • Direct experience with: IVR/call flows and telephony ecosystems
  • Authentication and identity verification in a phone channel
  • Strong understanding of: Risk-based authentication (RBA)
  • Account takeover prevention strategies
  • CIAM principles and orchestration layers
  • Experience working in Agile environments with cross-functional teams.
  • Hands-on experience with: Transmit Security (FlexID or similar orchestration platforms)
  • Pindrop (Protect, Passport, or voice intelligence solutions)
  • Experience implementing: Voice biometrics or passive voice authentication
  • Bot detection solutions in IVR
  • Familiarity with CIAM platforms such as Ping, Okta, ForgeRock, or Azure External ID
  • Experience in highly regulated industries (financial services, telecom, healthcare)

Benefits

Comp & perks
  • medical/prescription drug coverage (with a Health Savings Account feature)
  • dental and vision options
  • employee and spouse/child life insurance
  • short and long-term disability protection
  • 401(k) with PNC match
  • pension and stock purchase plans
  • dependent care reimbursement account
  • back-up child/elder care
  • adoption, surrogacy, and doula reimbursement
  • educational assistance, including select programs fully paid
  • a robust wellness program with financial incentives
  • maternity and/or parental leave
  • up to 11 paid holidays each year
  • 9 occasional absence days each year, unless otherwise required by law
  • between 15 to 25 vacation days each year, depending on career level; and years of service

ATS Keywords

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Hard Skills & Tools
CIAMIVRrisk-based authenticationaccount takeover preventionvoice biometricspassive voice authenticationbot detectionAgileauthentication and identity verificationFraud
Soft Skills
product ownershipproduct managementcross-functional collaborationstrategic planningproblem-solvingcommunicationleadershiporganizational skillsanalytical thinkingadaptability