Mortgage Loan Officer

PNC

Mortgage Loan Officer originating and managing mortgage solutions for PNC customers in Silicon Valley. Building client relationships, analyzing financial information, and completing compliant transactions.

Posted 9/10/2026full-timeCupertino • California • 🇺🇸 United StatesMid-LevelSenior💰 $37,440 - $40,560 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in loan origination, customer relationship management, and financial analysis, while effectively collaborating with stakeholders to deliver tailored mortgage solutions. Proficient in managing customer pipelines and ensuring compliance with lending guidelines.

Highest-signal resume keywords

Loan OriginationCustomer Relationship ManagementFinancial AnalysisMortgage ProductsSales Tasks

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan SolutionsDocumentation ReviewCustomer Financial AnalysisRisk ManagementSales CallsClient ProspectingCustomer SolutionsComplianceMatrix ManagementCustomer Experience Management

Soft Skills

Effective CommunicationCollaboration

Industry Keywords

Banking ProductsMortgage TransactionsCustomer Pipeline ManagementConsumer Financial Protection Bureau Regulations

About the role

Key responsibilities & impact

Recommend loan solutions in accordance with lending guidelines and clients' requirements
Manage a portfolio of customer relationships
Seek prospective opportunities to retain and/or develop new clients
Make sales calls
Develop and prepare loan solutions and refer products and services
Review documentation to ensure compliance
Manage the customer pipeline for efficiency
Collaborate with internal and external stakeholders to complete mortgage transactions
Collect and analyze customer financial information for multifaceted and/or complex borrowers
Assess and manage business risks in accordance with PNC's Enterprise Risk Management Framework
Deliver customized customer solutions aligned with customer needs and satisfaction

Requirements

What you’ll need

Proven history of production in the market
Appropriate knowledge, skills, and abilities for the role
Knowledge of banking products, client prospecting, customer relationships, customer solutions, documentation, innovation, mortgages, and sales
Competence in customer experience management, effective communications, financial analysis, loan origination, matrix management, mortgage products, sales tasks and activities, scheduling work and activities, and selling
A university/college degree with less than 1 year of professional experience and/or successful completion of a formal development program is typically required at this level; a comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree
Candidates must pass additional background checks as required by Consumer Financial Protection Bureau regulations
No required certification(s)
No required or preferred language assessments
No employment visa sponsorship or STEM OPT participation

Benefits

Comp & perks

Medical/prescription drug coverage with a Health Savings Account feature
Dental and vision options
Employee and spouse/child life insurance
Short- and long-term disability protection
401(k) with PNC match
Pension plan
Stock purchase plan
Dependent care reimbursement account
Back-up child/elder care
Adoption, surrogacy, and doula reimbursement
Educational assistance, including select programs fully paid
Robust wellness program with financial incentives
Maternity and/or parental leave
Up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
15 to 25 vacation days each year, depending on career level
Additional paid time off based on years of service