Mortgage Loan Officer

PNC

Mortgage Loan Officer originating compliant mortgage solutions and managing customer relationships for PNC, a banking and financial services company. Developing clients, analyzing borrower finances, and completing mortgage transactions.

Posted 9/10/2026full-timeSan Francisco • California • 🇺🇸 United StatesMid-LevelSenior💰 $37,440 - $40,789 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in loan origination, mortgage products, and customer relationship management while effectively analyzing financial information to provide tailored loan solutions. Strong communication and sales skills are essential for managing client relationships and ensuring compliance with lending guidelines.

Highest-signal resume keywords

Loan OriginationMortgage KnowledgeCustomer Relationship ManagementFinancial AnalysisSales Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan OriginationFinancial AnalysisDocumentation ReviewCustomer SolutionsMortgage KnowledgeBanking Products KnowledgeClient ProspectingSales TasksCustomer Experience ManagementScheduling Work

Soft Skills

Effective Communications

Industry Keywords

Greater SF Bay AreaSouth Bay CA MarketConsumer Financial Protection Bureau RegulationsSection 19 of the Federal Deposit Insurance ActSAFE ActFINRA Requirements

About the role

Key responsibilities & impact

Recommend loan solutions in accordance with lending guidelines and clients' requirements
Manage a portfolio of customer relationships
Seek prospective opportunities to retain and/or develop new clients
Make sales calls
Develop and prepare loan solutions
Refer products and services
Review documentation to ensure compliance
Manage the customer pipeline for efficiency
Collaborate with internal and external stakeholders to complete mortgage transactions
Collect and analyze customer financial information for multifaceted and/or complex borrowers
Apply customer-focused principles and manage risks in alignment with PNC's Enterprise Risk Management Framework

Requirements

What you’ll need

Proven history of production in the Greater SF Bay Area/South Bay, CA market preferred
Appropriate knowledge, skills, and abilities for the role
Banking products knowledge
Client prospecting
Customer relationship management
Customer solutions
Documentation review
Mortgage knowledge
Sales skills
Customer experience management
Effective communications
Financial analysis
Loan origination
Mortgage products
Sales tasks and activities
Scheduling work and activities
Selling
Roles at this level typically require a university/college degree with less than 1 year of professional experience and/or successful completion of a formal development program; in lieu of a degree, a comparable combination of education, job-specific certifications, and experience, including military service, may be considered
Subject to additional background checks as required by Consumer Financial Protection Bureau regulations
No required certification(s)
No required or preferred language assessments
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position
Position subject to Section 19 of the Federal Deposit Insurance Act and, for any registered role, the SAFE Act and/or FINRA requirements

Benefits

Comp & perks

Medical/prescription drug coverage with a Health Savings Account feature
Dental and vision options
Employee and spouse/child life insurance
Short- and long-term disability protection
401(k) with PNC match
Pension plan
Stock purchase plan
Dependent care reimbursement account
Back-up child/elder care
Adoption, surrogacy, and doula reimbursement
Educational assistance, including select programs fully paid
Wellness program with financial incentives
Maternity and/or parental leave
Up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
15 to 25 vacation days each year, depending on career level
Reasonable accommodations for applicants and qualified individuals with disabilities