Players Health

Insurance Underwriter

• Actively drive new business growth for your assigned book — meeting and exceeding written premium, profitability, and retention goals through proactive pipeline generation, not just responsive underwriting.
• Analyze prospective risks and make independent underwriting decisions within your level of authority, in accordance with company guidelines, owning proper file documentation end-to-end.
• Maintain in-depth knowledge of sports & fitness segment products and services, including General Liability, SAM (Sexual Abuse & Molestation) Property, A&H, Excess, and D&O.
• Own and improve hit ratio and quote-to-bind conversion by balancing quoting speed and broker responsiveness with underwriting discipline, ensuring speed never comes at the expense of risk quality.
• Monitor portfolio performance by class, geography, limit profile, and loss trends, proactively recommending corrective actions — including underwriting guideline, pricing, or appetite changes — to improve profitability, retention, and growth.
• Assess and manage accumulation, aggregation, and catastrophe exposure across your portfolio.
• Evaluate risk characteristics, loss history, exposure data, and market/carrier requirements to determine appropriate pricing, terms, conditions, limits, deductibles, and coverage structure — recommending deviations and exceptions with documented underwriting rationale.
• Analyze coverage requests, manuscript endorsements, and broker-submitted modifications to ensure alignment with underwriting intent and carrier guidelines.
• Support carrier and capacity partner relationships by maintaining underwriting discipline, preparing portfolio insights, and participating in carrier reviews when needed.
• Ensure underwriting decisions align with carrier guidelines, authority agreements, and delegated underwriting responsibilities.
• Evaluate organizational governance, participant safety programs, background screening practices, abuse prevention protocols, facility exposures, event operations, coaching oversight, and risk management controls.
• Assess unique sports exposures including participant injury risk, contact level, travel activities, overnight events, spectator exposure, and facility operations.
• Review loss runs, claims trends, and historical performance — partnering with Claims to understand emerging loss patterns — to identify risk drivers and improve future risk selection.
• Demonstrate strong analytical and decision-making ability, working within broad limits and authority on complex assignments and policies for sports organizations.
• Clearly articulate the Players Health mission, value proposition, and risk appetite to brokers and agents.
• Participate in training and documentation initiatives to build the team's knowledge base.
• Own your results with unwavering personal standards focused on goals, skills, and career growth.
• Collaborate with management on risks exceeding your authority level or requiring special handling.
• Work collaboratively within Underwriting and cross-departmentally, proactively identifying ways to improve operations, process, and workflows – especially relevant as Players Health continues to build out and mature its operations.
• Demonstrate responsiveness and urgency with brokers and colleagues alike — extending the same responsiveness to internal requests from Claims, Operations, Legal, People and other departments as to brokers.
• Support continuous improvement of our underwriting technology — testing rules, workflows, automation, and edge cases before launch, adapting quickly as the platform matures, and partnering with Technology to identify, escalate, and resolve process or system gaps.
• Ensure accurate, complete data entry into underwriting systems to support downstream automation and reporting accuracy.
• Leverage underwriting technology, automation, and AI-enabled tools to improve efficiency, consistency, and risk assessment, while applying sound professional judgment to validate AI-assisted outputs and flag where human review should override automated recommendations.
• Maintain thorough working knowledge of underwriting principles, policies, procedures, and controls, along with policy forms, endorsements, exclusions, and coverage triggers, to ensure decisions align with risk appetite and program objectives.
• Create, run, and prepare reports for management, or as necessary for carriers, partners, leaders.
• Align with and embody our company core values — Lead with Mission, Go Beyond, Operate like Owners, Virtue First, and Service.
• Travel occasionally as needed for team collaboration, events, and client/carrier meetings.
• Participate in special projects as assigned.

New Business Underwriter – Sports Insurance

Financial Planning and Analysis

• Lead the annual budgeting process, quarterly forecasts, and multi-year financial planning, partnering with business leaders across the organization
• Develop, maintain, and enhance financial models to support forecasting, performance tracking, and scenario analysis across cost centers and business segments
• Analyze revenue trends, margins, partner performance, and operational efficiency to provide actionable insights that inform business decisions
• Track and evaluate key performance metrics, including gross written premium (GWP), net revenue, commission income, and customer acquisition costs
• Evaluate the financial impact of new distribution agreements, fee structures, and carrier relationships on overall profitability and P&L performance
• Support strategic initiatives through financial modeling and analysis, including pricing strategies, partner negotiations, M&A, and capital allocation
• Establish, document, and continuously improve processes, procedures, and internal controls
• Partner with systems, operations, and data teams to improve data quality, streamline reporting processes, and enhance automation capabilities
• Identify opportunities to improve reporting efficiency, scalability, and accuracy through process and system enhancements
• Leverage AI and advanced tools to streamline financial planning and reporting, enabling a stronger focus on insightful analysis and strategic decision-making
• Deliver monthly and quarterly management reporting, including dashboards, KPIs, and variance analyses across business units and partner channels
• Prepare and contribute to board-level reporting and investor updates, supporting strategic growth narratives with robust financial data
• Provide clear, data-driven insights to leadership on financial performance, risks, and opportunities
• Collaborate effectively with cross-functional teams to ensure alignment between financial planning, operational execution, and strategic objectives
• Participate in special projects and ad hoc analyses as needed to support business priorities

New Business Underwriter – Sports Insurance

FP&A Manager