Junior Product Manager

Pipe

Junior Product Manager responsible for the end-to-end product lifecycle of merchant capital UX and APIs. Collaborating with engineering and partners to enhance financial product offerings.

Posted 6/2/2026full-timeRemote • 🇺🇸 United StatesJunior💰 $150,000 - $220,000 per yearWebsite

Tech Stack

Tools & technologies

Ruby on RailsSQL

About the role

Key responsibilities & impact

Own the end-to-end product lifecycle for merchant capital UX, partner-facing APIs, and the servicing and money movement flows underneath them.
Develop and maintain a prioritized roadmap tied to specific conversion, adoption, money movement, and margin outcomes.
Partner directly with engineering on API and rails design; webhook patterns, idempotency, reconciliation, failure handling, partner sandbox experience, and the operational realities of working with payment providers. You should have opinions here, not just relay them.
Run user and partner research: talk to merchants, sit with partner engineering teams, watch real usage.
Write specs tight enough that engineering can build from them and product reviews can challenge them. Define, monitor, and analyze metrics yourself; pulling your own SQL when you need to.
Drive cross-functional alignment across Engineering, Design, Risk, Legal, Marketing, Capital Markets and Partner Success.

Requirements

What you’ll need

2-4 years of product management experience, ideally in fintech, embedded finance, or developer-facing platforms. Strong candidates from adjacent backgrounds (engineering, credit, partnerships) who’ve transitioned into PM are also welcome.
You can read API docs critically and have shipped products where the API was the product, or close to it.
Exposure to money movement is a strong plus; ACH, card rails, split payouts, reconciliation, or direct work with providers
SQL fluency. You pull your own data; you don’t wait for a dashboard.
Comfort using AI tools (Cursor, Claude, similar) to prototype, draft, and unblock yourself rather than waiting on others’ bandwidth.
Curiosity about credit; underwriting, repayment mechanics, loss dynamics. You don’t need to be a risk expert, but you should want to become fluent.
Strong written communication. We make a lot of decisions asynchronously and the quality of your writing will shape the quality of those decisions.
Track record of shipping things that moved real metrics, not just shipped.

Benefits

Comp & perks

The best equipment to help you do your job
Flexible vacation and work hours - we believe in a healthy work-life balance (really!)
Excellent health, dental, and vision insurance
Generous parental leave for anyone growing their family, regardless of gender
Great colleagues - we value a culture of authenticity, humility, and excellence

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

product managementAPI designSQLuser researchspec writingmetrics analysismoney movementreconciliationACHcard rails

Soft Skills

strong written communicationcuriositycross-functional alignmentcritical readingproblem-solvingcollaborationadaptabilitydecision-makinganalytical thinkinguser-centric mindset