Card Operations Team Manager

Perk

Manage and coordinate fraud prevention and operations for Perk Pay corporate card program. Develop risk strategies while leading a team of specialists.

Posted 6/19/2026full-timeBarcelona • 🇪🇸 SpainMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

You will develop the overall fraud risk strategy for the Perk Pay Card Program.
You lead and coordinate all activities around fraud prevention and fraud operations for the Perk pay corporate card program.
You define, implement and monitor risk policies and metrics to optimize authorization approval rates while minimizing fraud rates of our corporate card program.
You work in close collaboration with the Perk product and engineering teams and our partners to implement adequate systems and tools that support these strategies.
You provide reports and insights to stakeholders and partners.
You will lead a team of card operations specialists.

Requirements

What you’ll need

You have excellent knowledge of the payment authorization process via a global card network, such as Visa or Mastercard.
You have previous experience in fraud prevention at a card issuer, card network or card payment processor.
You are an expert in fraud prevention policies and systems for credit/debit card payments, preferably corporate credit cards.
Experience working with partner banks and regulators to ensure necessary reporting and requirements are adhered to.
You have excellent technical knowledge of instruments for strong customer authentication, payment authorization and fraud rates, such as 3D Secure, Transaction Risk Analysis, Risk Scoring Models, Rule Engines, etc.
Experience of managing a team to meet deadlines and targets, balancing client experience and enforcing controls.
Experience in fraud operations, such as dispute management and chargebacks.
Excellent communication and problem solving skills.
You are fluent in English; German and other languages are a plus.

Benefits

Comp & perks

Receive competitive compensation and equity ownership in Perk.
Rest and recharge with our generous allocation of vacation days plus public holidays.
Take control of your physical health with your choice of private healthcare or a gym allowance.
Know that your loved ones are protected financially through your Life Insurance if the worst were to happen.
Join our unforgettable Perk events, including our spectacular annual summer party.
Always feel supported with Spring Health, our market-leading wellbeing partner, providing fast, comprehensive access to 12x therapy and 12x coaching sessions for you and your loved ones.
Make your money go further with our flexible compensation plan.
Focus on your family with 17 weeks’ paid parental leave during your child’s first year.
Contribute to your community with 16 paid hours per year to spend volunteering for your dearest charitable causes.
Broaden your horizons with up to 20 "Work from Anywhere" days per year.
Nurture your language skills with in real-life English, Spanish and Catalan lessons.
Follow your passions and take a four-week, fully paid sabbatical once you reach 5 years.
Let us help you move to one of our hubs with relocation support.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

fraud preventionpayment authorization3D SecureTransaction Risk AnalysisRisk Scoring ModelsRule Enginesdispute managementchargebacksrisk policiesauthorization approval rates

Soft Skills

communicationproblem solvingteam managementcollaborationleadership