Underwriter

• Oversee the underwriting process for group benefits products, such as group health, life, disability, and other related coverages.
• Ensure that all applications are evaluated and analyzed using underwriting guidelines, policies, and principles to ensure profitability and competitiveness of the block as a whole
• Work with team to evaluate the risk associated with group insurance applications.
• Review and analyze group data, claims history, medical information, and other relevant factors to determine appropriate coverage levels and premium rates.
• Collaborate with carriers to set competitive and sustainable premium rates for group benefit plans based on the underwriting assessments and risk analysis.
• Drive continuous process improvement initiatives within the underwriting group to enhance operational efficiency, accuracy, and customer experience.
• Work with the VP, Underwriting, Group Solutions to set team goals and objectives to align with the Underwriting department
• Collaborate with sales and account management teams to provide underwriting support during client presentations and meetings; address inquiries from clients, brokers, and other stakeholders regarding underwriting decisions and processes
• Utilize data analytics and reporting tools to monitor underwriting performance, trends, and key metrics.
• Generate reports for senior management and other stakeholders to inform strategic decision-making
• Hold team accountable to deliver on objectives by meeting or exceeding individual goals
• Stay updated on industry trends, regulatory changes, and emerging risks in the group insurance space
• Conduct regular training sessions for the Underwriting team on product knowledge and industry expertise to support their development, performance and career progression

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