Senior Para-Broker – AU Mortgage

Pear Tree.

Senior Para-Broker managing AU mortgage loan processes remotely. Leading client onboarding and complex credit analysis with remote work set during AU business hours.

Posted 7/23/2026full-timeRemote • 🇵🇭 PhilippinesSenior💰 A$2,500 - A$2,800 per monthWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in Australian mortgage broking, with a strong focus on managing complex lending scenarios and delivering exceptional client service. Proficient in utilizing industry-specific tools to enhance operational efficiency and mentor team members.

Highest-signal resume keywords

Australian Mortgage Broking ExperienceConstruction Loans ExpertiseGuarantor Loans KnowledgeBroker Engine ProficiencyExceptional Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisLending Solutions StructuringFile ManagementDecision-MakingWorkflow Improvement

Soft Skills

Relationship BuildingJudgementMentoring

Tools & Technologies

Broker EngineMercuryFLEX

Industry Keywords

Self-Employed BorrowersComplex Residential LendingPost-Approval SettlementBusiness Development ManagersOperational Efficiency

About the role

Key responsibilities & impact

Manage the complete front-end loan process from initial enquiry through to formal approval, taking full ownership of every file.
Build strong relationships with clients by delivering exceptional service and confidently communicating throughout the lending journey.
Conduct detailed credit analysis and structure lending solutions across a wide range of scenarios, including Self-Employed borrowers, Construction Loans, Guarantor Loans, and other complex applications.
Liaise directly with Australian lenders, Business Development Managers (BDMs), and credit assessors to negotiate policy exceptions, respond to information requests, and drive applications towards approval.
Maintain comprehensive file notes and ensure seamless handovers to the Australian settlements team upon formal approval.
Independently assess lending scenarios and recommend practical, commercially sound solutions rather than simply identifying problems.
Exercise strong judgement and confidence in credit decision-making, escalating only high-level strategic matters where appropriate.
Continuously identify opportunities to improve workflows, systems, templates, and operational efficiency across the brokerage.
Act as the Principal Broker's trusted operational partner, helping create capacity for continued business growth.
Mentor and support future offshore loan processors by sharing technical knowledge and best practices.
Help establish scalable processes and contribute to building a high-performing offshore operations team.

Requirements

What you’ll need

5-8+ years of direct Australian mortgage broking experience as a Senior Para-Broker, with the ability to operate independently from day one.
Demonstrated proficiency using Broker Engine, Mercury, and FLEX.
Extensive experience with Construction Loans, Guarantor Loans, Self-Employed borrowers, and complex residential lending scenarios.
Strong understanding of the complete mortgage process, from client discovery through to post-approval settlement.
Proven Australian mortgage broking experience will be valued more highly than formal qualifications.
Exceptional communicator with outstanding written and verbal English, confident speaking directly with Australian clients, lenders, and Business Development Managers (BDMs).

Benefits

Comp & perks

Opportunity to Lead a team
AU Business Hours
Equipment provided
Competitive salary depends on the years of experience