PCS Retirement

Senior Plan Consultant, Defined Benefit

PCS Retirement

full-time

Posted on:

Location Type: Remote

Location: United States

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Job Level

Senior

About the role

  • Responsible for completion of annual nondiscrimination testing and Form 5500 filings for defined benefit retirement plans.
  • Collaborates directly with advisors, actuaries, auditors, and plan sponsors to provide consulting on plan design, funding contributions, and Form 5500 reconciliation.
  • Performs nondiscrimination, coverage, and top-heavy testing for defined benefit plans up to 250 participants, in accordance with documented procedures and IRS regulations.
  • Calculates annual required and discretionary employer contributions based on actuarial valuations and funding requirements.
  • Identifies and calculates corrective actions for testing failures or contribution errors in compliance with IRS correction programs (e.g., EPCRS).
  • Consults with plan sponsors to explain testing results, funding obligations, and any necessary corrective actions.
  • Assists in the preparation of IRS Form 5500 and related schedules, including Schedule SB and actuarial attachments, for defined benefit plan filings.
  • Supports plan audits by preparing required financial and actuarial documentation, including asset and liability reconciliations.
  • Assists with gathering and reconciling historical and current plan data during plan conversions, mergers, or terminations.
  • Ensures compliance with internal deadlines and regulatory filing requirements.
  • Performs other duties related to defined benefit plan administration and compliance, as assigned.

Requirements

  • 5–10 years of experience in defined benefit or retirement plan administration (preferred)
  • Ability to read and understand complex documentation related to defined benefit plan design, funding, and compliance
  • Knowledge of basic accounting principles and the ability to apply them to reconcile defined benefit plan assets and liabilities
  • Experience with FTWilliam.com software (preferred)
  • Willingness to pursue professional certifications such as the QPA, QKA, or CBS through ASPPA or Society of Actuary and Enrolled Actuary exams
  • Ability to reconcile trust statements and actuarial reports to plan assets and contribution schedules
  • Intermediate proficiency in Microsoft Excel, including use of formulas, pivot tables, and reconciliation templates
  • Adaptable and eager to learn and grow in a collaborative and evolving work environment
  • Self-starter with strong problem-solving skills and the ability to work independently
  • Capable of managing priorities and meeting IRS and DOL regulatory deadlines, particularly during peak seasons
  • Strong interpersonal, written, and verbal communication skills
  • Excellent attention to detail, with a focus on accuracy in data and reporting
  • Basic customer service skills, with the ability to explain complex issues to clients clearly and professionally.
Benefits
  • 401(k) match
  • medical
  • dental
  • vision
  • life insurance
  • short and long term disability
  • paid-time off
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
nondiscrimination testingForm 5500 filingsdefined benefit plansactuarial valuationsIRS regulationscorrective actionsfinancial documentationdata reconciliationaccounting principlesMicrosoft Excel
Soft Skills
problem-solvingadaptabilityself-starterinterpersonal communicationwritten communicationverbal communicationattention to detailcustomer servicetime managementcollaboration
Certifications
QPAQKACBSASPPA certificationSociety of Actuary certificationEnrolled Actuary exams