BSA/AML Investigations Analyst
Paysafe
full-time
Posted on:
Location Type: Hybrid
Location: Jacksonville • Florida • United States
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About the role
- Conduct comprehensive investigations into potential AML, CFT, fraud, OFAC, or other BSA-related violations and determine whether escalation or SAR filing is required.
- Prepare, draft, and submit Suspicious Activity Reports (SARs) with accuracy and within required regulatory timeframes.
- Perform fraud referral escalation assessments and determine if regulatory filings are warranted.
- Prepare Unusual Activity Reports (UARs) for Payment Processing merchants and coordinate with sponsor banks on related decisions and filings.
- Conduct transaction monitoring reviews and assessments to evaluate unusual or high‑risk activity requiring escalation, enhanced due diligence, or SAR consideration.
- Assess system‑generated alerts, rules‑based scenarios, and triggered events to determine risk exposure and recommend next steps.
- Respond to regulatory, legal, and law enforcement inquiries, including subpoena investigations.
- Review, validate, and resolve OFAC screening escalations, match/no‑match determinations, and process blocked or rejected transactions.
- Conduct research and documentation in support of USA PATRIOT Act Section 314(b) information sharing.
- Maintain detailed case documentation compliant with internal policy and regulatory standards.
- Produce dashboards, metrics, and investigative reporting to support oversight and transparency.
- Participate in testing, quality reviews, control enhancements, and process improvement initiatives.
- Provide AML/OFAC guidance to internal partners and assist with onboarding and training.
Requirements
- Experience in AML, CFT, fraud, or SAR‑related investigations.
- Strong analytical, investigative, and decision‑making skills.
- Excellent written and verbal communication skills.
- Ability to manage competing priorities in a high‑volume, regulatory‑driven environment.
- Proficiency with Microsoft Excel, Word, and investigative or case management tools.
- Bachelor’s degree or 5+ years of relevant experience.
- CAMS or equivalent AML certification (Preferred).
- Experience with third‑party KYC/EDD vendors or screening systems (Preferred).
Benefits
- Equal Employment Opportunity
- Reasonable accommodations are available upon request
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
AML investigationsCFT investigationsfraud investigationsSAR filingtransaction monitoringenhanced due diligenceOFAC complianceUSA PATRIOT Actcase documentationdata analysis
Soft Skills
analytical skillsinvestigative skillsdecision-making skillswritten communicationverbal communicationtime managementprioritizationteam collaborationtrainingprocess improvement
Certifications
CAMSAML certification