PayNearMe

Senior Product Manager

PayNearMe

full-time

Posted on:

Location Type: Remote

Location: Remote • California • 🇺🇸 United States

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Salary

💰 $150,000 - $185,000 per year

Job Level

Senior

About the role

  • Own the end-to-end strategy for the money movement general ledgering systems — ensuring funds flow accurately and are accounted for across internal platforms, with support for a variety of funding and disbursement methods.
  • Define and prioritize product requirements across key areas like settlement timing, transaction visibility, reconciliation tooling, error handling and disbursement processing
  • Demonstrate a strong understanding of the ACH ecosystem, including file formatting (NACHA), processing windows, risk and return codes, timing cutoffs and workflows
  • Lead product capabilities that support diverse funding methods, including ACH debits and credits, card-based transactions, digital wallets, and real-time disbursement networks
  • Communicate the product development roadmap across agile teams and stakeholders, while defining and documenting user stories that clearly guide technical requirements and implementation across both existing systems and new platform initiatives
  • Own the organization of the backlog, working proactively and collaboratively with Engineering management to ensure proper prioritization and capacity planning
  • Lead backlog grooming, refinement, and sprint planning sessions to ensure teams are set up for successful delivery
  • Act as a subject matter expert in funding mechanics and payment infrastructure, bridging business needs with technical implementation by collaborating with internal product teams, engineering, operations, accounting, and compliance partners
  • Work closely with cross-functional teams to develop products that meet both business goals and customer needs, with a keen focus on how money moves through internal and external networks — including origination, processing, settlement, and disbursement.
  • Conduct market research and monitor evolving industry trends, regulations, and innovations across payment networks and funding technologies to inform strategic product decisions.
  • Collaborate with go-to-market teams to support product launches, documentation, and internal training, ensuring effective rollout of new funding-related features.

Requirements

  • 8+ years of product management experience, with a strong focus on money movement, reconciliation, and settlement
  • An understanding of accounting principles and experience working directly with accounting teams
  • Payments industry knowledge, including experience with ACH, wire transfers, card settlements, and reconciliation processes
  • Strong technical, analytical, and problem-solving skills, with demonstrated ability to leverage data in making informed product decisions
  • Exceptional communication and leadership capabilities, with experience guiding development teams and managing cross-functional stakeholder relationships
  • Must be detail-oriented, with a commitment to delivering high-quality product documentation
  • Intrinsic curiosity to dive into complex problems and review solutions
  • Working knowledge of JIRA and Confluence
  • Familiarity with accounting processes and financial events
Benefits
  • Base salary per year (paid semi-monthly)
  • Fast- paced and professional work culture
  • Stock options with standard startup vesting - 1 year cliff; 4 years total
  • $50 monthly communication expense stipend to go towards your phone/internet bill
  • $250 stipend to enhance your WFH setup
  • Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200)
  • Premium medical benefits including vision and dental (100% coverage for employees)
  • Company-sponsored life and disability insurance
  • Paid parental bonding leave
  • Paid sick leave, jury duty, bereavement
  • 401k plan
  • Flexible Time Off (our team members typically take off ~3-4 weeks per year)
  • Volunteer Time Off
  • 13 scheduled holidays

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
product managementmoney movementreconciliationsettlementaccounting principlesdata analysisproblem-solvinguser story documentationbacklog managementsprint planning
Soft skills
communicationleadershipdetail-orientedcollaborationcuriositystakeholder managementanalytical thinkingproactive approachorganizational skillsteam guidance
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