Analyst, BSA/AML Operations

Pathward

Analyst investigating merchant-level transactional activity to identify suspicious behavior at Pathward. Focus on executing alert reviews, case investigations, and regulatory filings related to payment facilitators and ISO partners.

Posted 6/22/2026full-timeRemote • Arizona, Kentucky, Missouri, Pennsylvania, South Dakota, Tennessee • 🇺🇸 United StatesJunior💰 $43,000 - $70,000 per yearWebsite

About the role

Key responsibilities & impact

Investigate alerts and cases generated from transaction monitoring systems related to merchant acquiring activity
Analyze merchant-level transaction data to identify anomalies and red flags
Identify and investigate merchant acquiring-specific typologies
Prepare and file SARs and CTRs accurately and timely
Review and investigate partner referrals and escalations
Document investigative findings clearly and accurately within case management systems
Meet defined SLAs, productivity expectations, and quality standards
Escalate high-risk or complex matters to the Manager
Maintain current knowledge of BSA/AML and OFAC regulations
Collaborate with BSA/AML peers, Fraud Operations, and partner oversight teams

Requirements

What you’ll need

Bachelor’s degree required (Finance, Criminal Justice, Accounting, Business, or related field)
CAMS or equivalent AML certification strongly preferred
1–3 years of experience in BSA/AML investigations, transaction monitoring, fraud operations, or financial crimes compliance; merchant acquiring or payments experience strongly preferred
Knowledge of merchant acquiring risks including transaction laundering, MCC misclassification, chargeback fraud, and prohibited merchant categories
Familiarity with Actimize, FCRM, or similar transaction monitoring and case management platforms
Strong analytical skills with ability to interpret transaction data, identify patterns, and articulate findings
Working knowledge of BSA/AML regulations, SAR/CTR filing requirements, and FinCEN guidance
Excellent written communication skills, particularly SAR narrative drafting.

Benefits

Comp & perks

Health insurance
401(k) retirement benefits
Life insurance
Disability benefits
Paid time off

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

BSA/AML investigationstransaction monitoringfraud operationsfinancial crimes complianceSAR filingCTR filingdata analysispattern identificationcase management

Soft Skills

analytical skillswritten communicationcollaborationattention to detail

Certifications

Bachelor’s degreeCAMS