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Pathward

VP, Portfolio & Underwriting – Alternative Energy

Pathward

VP leading underwriting and portfolio management while ensuring credit quality standards at Pathward. Responsible for team development and cross-functional collaboration.

Posted 5/12/2026full-timeRemote • Arizona, Kentucky, Missouri, Pennsylvania, South Dakota, Tennessee • 🇺🇸 United StatesLead💰 $220,000 - $275,000 per yearWebsite

About the role

Key responsibilities & impact
  • Oversees day‑to‑day operations of the Underwriting & Portfolio teams, including all Account Executives and Commercial Underwriters.
  • Performs full managerial duties, including hiring, performance evaluations, coaching, discipline, and staff development.
  • Ensures prudent, efficient underwriting by reviewing credit narratives and approving transactions within delegated authority limits.
  • Manages department‑level reporting exceptions and establish debtor credit limits exceeding individual approval authority.
  • Maintains compliance with credit quality standards, including revenue targets, funding ratios, approval ratios, and portfolio performance metrics.
  • Manages credit origination scorecards and approval authorization levels.
  • Develops, documents, and maintains departmental policies and procedures; ensure periodic reviews and proper application of risk ratings.
  • Utilizes CID and related systems to guide and oversee all facets of the underwriting process.
  • Collaborates with BDOs and Revenue leaders to structure proposal letters and provide final approval for all proposals issued; support training of BDOs alongside the Revenue leadership team.
  • Partners with Revenue leadership to support sales alignment and funding objectives.
  • Works with Collections, Asset Management, and Legal to develop strategies for resolving distressed, delinquent, or troubled accounts.
  • Collaborates with the Data Analytics team to develop portfolio reporting, monitor origination trends, and refine credit origination metrics.
  • Coordinates responses to internal and external auditor requests and ensure compliance with documentation and reporting requirements.
  • Other duties as assigned.

Requirements

What you’ll need
  • Bachelor's degree or equivalent education and work experience. Master's degree preferred.
  • Typically 12+ years with bachelor's or equivalent.
  • Ability to effectively lead others.
  • Excellent verbal and written communication skills.
  • Ability to manage multiple, competing priorities.
  • The ability to partner and influence at various levels, both internally and externally.
  • Alternative Energy Portfolio, Underwriting or Asset Management experience
  • Prior people leadership

Benefits

Comp & perks
  • health insurance
  • 401(k) retirement benefits
  • life insurance
  • disability benefits
  • paid time off
  • performance-based incentive opportunity

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
underwritingportfolio managementcredit analysisperformance evaluationrisk ratingcredit originationpolicy developmentreporting metricstransaction approvalstaff development
Soft Skills
leadershipcommunicationcoachingcollaborationinfluencingprioritizationproblem-solvingteam managementtrainingstrategic thinking
Certifications
Bachelor's degreeMaster's degree (preferred)