BSA/AML Risk Analyst II

Pathward

BSA/AML Risk Analyst II focusing on compliance oversight at Pathward, enhancing financial inclusivity and access. Collaborating across teams to mitigate financial-crime risks and ensure adherence to regulations.

Posted 4/29/2026full-timeArizona, Kentucky, Missouri, Pennsylvania, South Dakota, Tennessee • 🇺🇸 United StatesJuniorMid-Level💰 $50,000 - $84,000 per yearWebsite

About the role

Key responsibilities & impact

Conduct compliance oversight reviews of business lines and third parties to assess adherence to applicable laws, regulations, and company policy. Evaluate the adequacy of internal controls and support remediation efforts as needed. Prepare procedures, workpapers, reports, and other supporting documentation.
Serve as a subject matter resource to help ensure documents, projects, processes, and product initiatives align with regulatory requirements and company standards.
Contribute to the development and maintenance of line-of-business guidance and standards related to AML compliance.
Partner with business lines and third parties to implement AML initiatives and provide support through training, process documentation, and ongoing consultation.
Provide advisory support to the first line of defense by answering questions, offering technical guidance, and assisting with issue identification and resolution.
Support risk and compliance assessments of new or changing products, services, processes, and procedures to help ensure BSA and OFAC requirements are considered and addressed.
Assist with implementing and improving procedures, tools, and controls in coordination with team members and stakeholders.
Monitor and help validate compliance with third-party contractual obligations related to service delivery, as applicable.
Maintain knowledge of relevant financial services products, emerging risks, and the AML regulatory environment.
Review proposed and existing laws, regulations, and guidance to evaluate potential business impact and communicate key considerations to stakeholders.
Perform other duties or special projects as assigned.

Requirements

What you’ll need

Bachelor's degree or equivalent education and work experience.
Working knowledge of BSA/AML/CFT and OFAC requirements, with 2–4 years of related compliance, risk, audit, or financial-crime experience.
Familiarity with banking products and services (e.g., payments, e-commerce, fintech partnerships, and/or trade finance).
Strong analytical, research, problem-solving, and decision-making skills.
Flexible and creative thinker who can learn independently and function in a fast-paced environment.
Skilled at organizing priorities, managing multiple complex projects at one time, and meeting deadlines.
Ability to effectively communicate with individuals at all levels through verbal or written means.
Proficiency with Microsoft Office tools (Excel, Word, PowerPoint); ability to learn additional systems as needed.

Benefits

Comp & perks

health insurance
401(k) retirement benefits
life insurance
disability benefits
paid time off
annual performance-based incentive opportunity

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

BSAAMLCFTOFACcompliance oversightinternal controlsrisk assessmentsfinancial-crime experienceanalytical skillsproblem-solving

Soft Skills

flexible thinkercreative thinkerorganizational skillsproject managementdecision-makingeffective communicationindependent learningtime management