Pathward

BSA/AML – SAM Cases Analyst I

Pathward

full-time

Posted on:

Location Type: Remote

Location: Arizona • Kentucky • United States

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Salary

💰 $17 - $28 per hour

Job Level

Junior

About the role

  • Investigate alerts and cases generated from transaction monitoring systems, applying risk‑based judgment to identify potentially suspicious activity.
  • Analyze transactional activity, payment flows, and customer behavior to identify anomalies or red flags.
  • Prepare and file Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) in accordance with internal procedures and regulatory standards.
  • Maintain current knowledge of BSA/AML and OFAC regulations, FinCEN guidance, and evolving financial crime typologies relevant to payments, merchant acquiring, and fintech activities.
  • Document investigative findings clearly and accurately within case management systems.
  • Meet defined service level agreements (SLAs) and productivity and quality expectations for assigned workstreams.
  • Escalate higher‑risk or complex matters to senior analysts or management in accordance with BSA/AML - SAM procedures.
  • Collaborate with BSA/AML-SAM peers and internal stakeholders to support investigations and ongoing program objectives.
  • Support FinCEN 314(a) and 314(b) information sharing requests and assist with law enforcement inquiries and legal process responses under the direction of senior staff.
  • Perform other duties as assigned to support the BSA/AML-SAM Operations Team.

Requirements

  • Bachelor’s degree in a relevant field such as Finance, Criminal Justice, Business, or a related discipline.
  • Preferred certifications (not required): Certified Anti-Money Laundering Specialist (CAMS), Certified Financial Crime Specialist (CFCS), Certified Fraud Examiner (CFE)
  • Typically requires 1-3 years of relevant experience in BSA/AML investigations, financial crime analysis, or regulatory compliance.
  • Experience with SAR writing, transaction monitoring systems, and case management tools is strongly preferred.
  • Strong analytical skills and attention to detail.
  • Clear written and verbal communication, including concise documentation of investigative conclusions.
  • Ability to manage assigned workload independently while following established procedures.
  • Proficiency with Microsoft Office tools (Excel, Word, Outlook).
  • Familiarity with transaction monitoring and case management platforms (e.g., Actimize, NICE Actimize, Verafin, or similar); experience with core banking systems and data analytics tools a plus.
  • Adaptable, organized, and receptive to feedback in a fast‑paced environment.
Benefits
  • Health insurance
  • 401(k) retirement benefits
  • Life insurance
  • Disability benefits
  • Paid time off
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
BSA/AML investigationsfinancial crime analysisSAR writingtransaction monitoring systemscase management toolsdata analyticsregulatory compliancerisk-based judgmentanomaly detectionreport preparation
Soft Skills
analytical skillsattention to detailclear communicationdocumentation skillsindependent workload managementadaptabilityorganizational skillsreceptiveness to feedbackcollaborationproblem-solving
Certifications
Bachelor's degreeCertified Anti-Money Laundering Specialist (CAMS)Certified Financial Crime Specialist (CFCS)Certified Fraud Examiner (CFE)