Partner with BSA model design stakeholders to translate design decisions into detailed functional requirements, business rules, acceptance criteria, and expected outputs for the technology/product counterpart
Serve as the BSA subject matter authority in requirements discussions, ensuring compliance and regulatory considerations are fully reflected in system specifications
Evaluate proposed technical approaches from the technology/product counterpart to confirm alignment with BSA program objectives and model design intent
Maintain a prioritized list of enhancement requests, defect resolutions, and regulatory-driven changes
Own user acceptance testing for all customer risk rating system changes, new deployments, and model recalibrations, including development of test plans, test cases, and sign-off protocols
Validate that risk ratings are accurately calculated, properly assigned, and consistently applied across customer segments and business lines
Monitor model outputs on an ongoing basis to identify anomalies, unexpected distributions, or data quality issues and surface findings to BSA model design stakeholders
Optimize and tune system parameters to ensure the platform produces desired outputs
Investigate and resolve discrepancies between expected and actual outputs, coordinating with model design stakeholders on design questions and the technology/product counterpart on system issues
Maintain comprehensive functional documentation including business rules, data mappings, validation results, monitoring activities, and remediation actions for regulatory examination / audit readiness
Coordinate with the technology/product counterpart on timelines, release schedules, and issue resolution to ensure BSA priorities are appropriately reflected
Partner with BSA Department to ensure risk ratings drive appropriate workflows and reflect relevant business context
Develop and maintain a functional roadmap for BSA risk rating capabilities aligned with the Bank's growth strategy and regulatory environment
Prepare materials for management reporting on model output performance, data quality trends, and enhancement initiatives
Build, mentor, and lead a team of BSA technology analysts and functional specialists with clear performance expectations and development paths
Support new product and market expansion initiatives by assessing functional requirements for customer risk rating in new business lines

Requirements

Bachelor's degree required
Advanced degree (JD, MBA, or Masters in a related field) preferred.
CAMS, CFCS, or similar certification preferred
10+ years of experience in BSA/AML compliance, financial crimes technology, or risk management systems, with at least 5 years in a leadership capacity
Strong working knowledge of BSA/AML platforms such as Actimize, SAS, Oracle Financial Crimes, or similar systems, with experience defining requirements and validating outputs
Demonstrated experience developing functional requirements, leading user acceptance testing, and managing output validation processes in a regulated environment
Solid understanding of BSA/AML regulatory requirements including CDD/EDD, beneficial ownership, and risk-based program expectations
Familiarity with model risk management frameworks from a functional validation perspective
Experience with data quality management, monitoring frameworks, and reporting in a financial services environment
Experience with data analytics tools and techniques used in compliance monitoring and output analysis
Proven ability to communicate compliance and functional requirements clearly to both technical and non-technical stakeholders
Analytical rigor with a focus on output accuracy and regulatory defensibility
Strong attention to detail, particularly in testing, validation, and data quality assessment
Collaborative leadership style with the ability to work effectively across organizational boundaries, particularly with BSA model design stakeholders and technology/product counterparts
Excellent written and verbal communication
Adaptability in a dynamic regulatory and technology landscape, with comfort navigating the intersection of compliance requirements and technology delivery.

Benefits

Health insurance
401(k) retirement benefits
Life insurance
Disability benefits
Paid time off
Performance-based incentive opportunity

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

BSA/AML compliancerisk management systemsfunctional requirements developmentuser acceptance testingoutput validation processesdata quality managementdata analyticsmodel risk management frameworksmonitoring frameworksregulatory examination documentation

Soft Skills

analytical rigorattention to detailcollaborative leadershipcommunication skillsadaptabilitymentoringteam leadershipproblem-solvingstakeholder engagementorganizational skills

Certifications

CAMSCFCSJDMBAMasters in a related field