Senior Risk & Compliance Manager
PAIR Finance
full-time
Posted on:
Location Type: Hybrid
Location: Berlin • Germany
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Job Level
About the role
- Monitor and ensure compliance with legal requirements in the areas of credit services and debt collection, data protection, consumer and borrower rights, and other relevant regulations in Germany and other EU countries.
- Maintain and oversee complaint management, and where applicable further develop it together with the COO and the Group General Counsel regarding formal complaints, including documentation and analysis.
- Adapt, implement and maintain internal policies and processes to ensure compliance with all regulatory requirements, including in an international context.
- Advise and train employees on compliance topics, current legal developments and best practices.
- Support and review credit services and debt collection processes with respect to compliance and risk management (e.g., for audit purposes).
- Assist in communications with supervisory authorities (e.g., BaFin, national authorities in other EU countries).
- Plan and coordinate audits (e.g., internal audit) and regulatory inquiries.
- Identify, assess and document compliance risks and develop and implement proposed measures to mitigate those risks — in Germany and other EU countries with regard to debt collection and credit services.
- Further develop and maintain ESG compliance structures in accordance with applicable legal requirements and prepare regular compliance and risk reports for management and supervisory bodies.
- Continuously monitor and analyze the regulatory landscape in relevant markets and proactively adjust internal processes (including documentation).
- Handle suspected cases and conduct internal investigations of compliance breaches, including documentation and reporting.
Requirements
- Degree in Law or Economics (ideally with the Second State Law Examination/2nd Staatsexamen) or equivalent, preferably with a focus on Compliance/Risk Management in financial services
- Several years of professional experience in compliance and risk management, preferably in credit or debt collection with international exposure
- Experience preparing and supporting audits (e.g., internal/external audit, ISO, statutory audits)
- Business-fluent German and English, both written and spoken
- Solid knowledge of relevant legal and regulatory requirements (particularly in financial services and ESG)
- Ability to communicate appropriately with all relevant stakeholders
- Dutch, French, Scandinavian and/or Polish language skills (nice-to-have)
- Certifications in risk/compliance (nice-to-have)
- Enthusiasm for working in a dynamic, digital environment (nice-to-have)
- Project management experience (nice-to-have)
Benefits
- Challenging, varied responsibilities for a steep learning curve in a growing company
- International team: professional colleagues and experts from 30+ nationalities
- Flat hierarchies & open communication: transparent feedback culture, monthly all-hands meetings, regular one-to-ones and an annual development cycle
- Well-structured onboarding: your colleagues will support you from day one to ensure a warm welcome
- Security and flexibility: permanent contract, flexible working hours and 28 days of annual leave to support your work–life balance
- Competitive salary for your strong performance
- Company pension scheme, subsidy for the Deutschlandticket and access to the Corporate Benefits platform
- Individual training budget and language courses so you can keep developing
- Summer and winter parties in Berlin and regular team events — we celebrate successes and our strong teams together
- Hybrid working model: modern office on Knesebeckstraße (Charlottenburg) with fresh fruit, muesli and beverages for a pleasant working environment
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
compliancerisk managementaudit preparationdocumentationinternal investigationsESG compliancelegal requirementscredit servicesdebt collectionregulatory analysis
Soft skills
communicationstakeholder engagementtrainingproblem-solvinganalytical thinkingadaptabilityorganizational skillsteam collaborationreportingproject management
Certifications
risk compliance certification