Treasury Manager – ALM

PagBank

Gerente de Tesouraria (ALM) conduzindo análises financeiras e estratégias de gestão no PagBank. Foco em liquidez, funding e estrutura de capital dentro de um ambiente dinâmico.

Posted 7/15/2026full-timeSão Paulo • 🇧🇷 BrazilMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in balance sheet management, financial modeling, and profitability analysis, with a strong focus on liquidity and funding strategies. Proficient in developing analytical tools and methodologies to support strategic financial decision-making.

Highest-signal resume keywords

ALM AnalysisFinancial ModelingFunds Transfer PricingLiquidity ManagementBalance Sheet Projections

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisProfitability AnalysisCapital AllocationInterest Rate Risk ManagementEconomic Return Metrics

Tools & Technologies

Advanced ExcelSQLAnalytical ToolsFinancial Planning Platforms

Industry Keywords

TreasuryFinancial PlanningFunding StructuresNet Interest MarginRegulatory Impact

Tech Stack

Tools & technologies

SQL

About the role

Key responsibilities & impact

Develop balance sheet management (ALM) analyses and strategies, including liquidity, funding and capital structure.
Prepare financial and balance sheet projections to support growth planning and strategic decisions.
Design and enhance Funds Transfer Pricing (FTP) methodologies to accurately measure funding cost and business profitability.
Analyze treasury financial results, identifying opportunities to optimize margins and funding efficiency.
Assess product and business-unit profitability, considering metrics such as spread, NIM, funding cost and return on capital.
Support the definition of funding and diversification strategies, taking into account cost, tenor and regulatory impact.
Prepare analyses and materials for executive forums and financial committees to support strategic decision-making.
Contribute to the development of models, databases and analytical tools for the ALM area.

Requirements

What you’ll need

Bachelor's degree in Economics, Engineering, Business Administration, Mathematics, Statistics or related fields.
Experience in ALM, Treasury, Financial Planning or Financial Risk at banks, fintechs or financial institutions.
Experience with funding, liquidity management and balance sheet analysis.
Knowledge of FTP, net interest margin and profitability analysis.
Experience with financial modeling and balance sheet projections.
Advanced Excel.
Intermediate to advanced knowledge of SQL, analytical tools or financial planning platforms (desirable).
Experience with capital allocation, profitability or economic return metrics (desirable).
Knowledge of IRRBB, interest rate risk management or hedging (desirable).
Experience with funding structures (CDB, LF, securitization, FIDC) (desirable).

Benefits

Comp & perks

Meal allowance and/or meal voucher.
Health and dental insurance.
Life insurance.
Partnerships with TotalPass and ZenKlub.
Extended maternity and paternity leave.
Childcare assistance.
Discounts of up to 50% on postgraduate and MBA programs from major institutions, such as FIA, FAAP and PUCRS.
No dress code: wear what makes you feel comfortable.
#CelebrateYou: day off on your birthday.
Baby Gift: gift for newborns.