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About the role
Key responsibilities & impact- Manage and analyze card scheme fee costs, ensuring visibility and control over expenses.
- Identify variances (MoM and YoY) and generate insights to optimize costs.
- Perform financial reconciliation of card scheme costs, ensuring adherence to internal controls (SOX).
- Calculate and operationalize pass-throughs of operational costs (penalties, chargebacks, etc.).
- Prepare and send monthly and quarterly reports to card schemes (acquirer and issuer perspectives).
- Participate in strategic projects, such as mapping and structuring transactional fee rules.
Requirements
What you’ll need- Bachelor's degree.
- Experience in financial controls, reconciliation and cost analysis.
- Knowledge of the payments industry (card schemes, acquiring and/or issuing).
- Experience with internal controls (SOX) or regulated environments.
- Advanced Excel and familiarity with data analysis tools (BI is a plus).
- Fluent English.
Benefits
Comp & perks- Meal allowance and/or meal voucher.
- Health and dental insurance.
- Life insurance.
- Partnerships with TotalPass and ZenKlub.
- Extended maternity and paternity leave.
- Childcare assistance.
- Up to 50% discounts on postgraduate and MBA programs from leading institutions such as FIA, FAAP and PUCRS.
- No dress code: wear what makes you comfortable.
- #TáDeParabéns: Day off on your birthday.
- Baby Gift: present for newborns.
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial reconciliationcost analysisdata analysisExcelSOX complianceoperational cost calculationvariance analysisreport preparationtransactional fee mappingcost optimization
Soft Skills
analytical skillscommunicationstrategic thinkingattention to detailproblem-solving